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Gun owners in Illinois to carry $1 million insurance policy?
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A new gun law has been proposed by Illinois State Representative Kenneth Dunkin (D-5th District) that would required that gun owners carry insurance of $1 million. It also makes gun owners liable for misues of their guns until the gun is reported stolen to police, and provide revocation of FOID cards for those who do not carry that insurance.
Under Illinois state law, gun buyers must obtain a license (FOID card) prior to the purchase of a firearm. A FOID card:
- Is required of anyone owning a firearm.
- Involves a basic background check
- No safety checks or fingerprints are required
- Is valid for five years.
- Does not automatically check or revoke the cards from people who are convicted or otherwise fall into a prohibited class after obtain the card.
The proposed law (Illinois HB0687) is now making its way through the Illinois House of Representative.
Amends the Firearm Owners Identification Card Act. Provides that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Provides that a person shall be deemed the owner of a firearm after the firearm is lost or stolen until such loss or theft is reported to the police department or sheriff of the jurisdiction in which the owner resides. Provides that the Department of State Police shall revoke and seize a Firearm Owner's Identification Card previously issued under this Act if the Department finds that the person to whom such card was issued possesses or acquires a firearm and does not submit evidence to the Department of State Police that he or she has been issued in his or her name a liability insurance policy in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful.
It is being opposed by gun owners and endorsed by gun control advocates.
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