	Shelby Bateson Mortgage and Housing Examiner \| Bio My Bio Subscribe RSS Feed Favorites

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Shelby has been an independent loan officer in Portland, Ore., since 2004, and has worked in the finance industry for 20 years, gaining an insider's perspective on Wall Street during her tenure as Regional Operations Manager with a large brokerage. She offers a unique perspective on the economy, exploring the intersection of the financial and housing markets, and explaining trends in lending guidelines and mortgage rates. Contact Shelby anytime at her Web site.

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Mortgage and Housing Examiner's Articles

Showing: Most recent articles

Short sale rules of the road

Saturday, November 21st, 2009

With the passage, of the home buyer tax credit, many home owners, especially those who are underwater on their mortgage, are asking if they can short...
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Mortgage rates fall to almost record lows: unemployment numbers flat last week

Thursday, November 19th, 2009

Mortgage rates have dropped to close to 18 year lows. The average rate for a 30 year fixed rate mortgage closed...
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Home sales increasing due to tax credit extension causing home prices to rise

Tuesday, November 17th, 2009

With the news that the tax credit for first time home buyers and the new tax credit for existing home owners, has been extended, realtors around the...
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Federal loans for unemployed, and Wells Fargo forgiving principal

Monday, November 16th, 2009 · 1 comment

Rep Barney Frank is pushing a proposal to offer Federal loans to those home owners who are behind on their payments...
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Will FHA increase down payment requirements?

Saturday, November 14th, 2009

In view of higher than anticipated losses to the Federal Housing Administration (FHA), there are now many...
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Top 10 states with highest foreclosure rates

Thursday, November 12th, 2009

This is a top ten list where you do not want to see your state, but here are the 10 states with the highest foreclosure rates across the country....
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More updates on the existing home owner tax credit

Thursday, November 12th, 2009 · 1 comment

It seems that questions keep arising as fast as old questions were answered about the new home owner tax credit...
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Thanksgiving: a history of the holiday

Tuesday, November 10th, 2009 · 1 comment

Most of us in the U.S. consider Thanksgiving an American tradition starting with the Pilgrims celebrating their...
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Property owners could see huge rate increases in property insurance

Saturday, November 7th, 2009

The Federal Emergency Management Agency (FEMA) is remapping the flood zones in the country, one county at a time. This remapping has not been done for...
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Details of home buyer tax credit for existing home owners

Saturday, November 7th, 2009 · 16 comments

I have received a lot of questions about how the tax credit works for existing home owners. While I don't have...
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