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If you are Muslim you can opt out of the Obamacare health care reform laws with no penalties

Isn't this nice. If you are of the Muslim religion, you don't have to give all the new Obamacare healthcare reform regulations and penalties another thought. Because the concept of being compelled to participate in such a healthcare program offends Islamic sensibilities, Muslims are specifically exempt.

As a matter of fact if you are Amish, American Indian or a Chistian Scientist you do not need to participate or pay the taxes associated with healthcare reform. That means not having to be forced to buy healthcare insurance, not paying the taxes or the penalties if you don't get it. Nice!

Here is what the regulations say:

 EXEMPTIONS FROM INDIVIDUAL RESPONSIBILITY REQUIREMENTS.

—In the case of an individual who is seeking an exemption certificate under section 1311(d)(4)(H) from any requirement or penalty imposed by section 5000A, the following information:

In the case of an individual seeking exemption based on the individual’s status as a
member of an exempt religious sect or division, as a member of a health care sharing ministry, as an Indian,
or as an individual eligible for a hardship exemption, such information as the Secretary shall prescribe.”

Senate Bill, H.R. 3590, pages 273-274

There are several reasons why an individual could claim exemption, being a member of a religion that does not believe in insurance is one of them. Islam is one of those religions. Muslims believe that health insurance is “haraam”, or forbidden; because they liken the ambiguity and probability of insurance to gambling. This belief excludes them from any of the requirements, mandates, or penalties set forth in the bill. More...

This means that if you are Christian and abortion is against your religion tough luck.

If you are Jewish tough luck as well. 

We wonder why these certain groups get a free ride. We also wonder why the largest religious block in North and South America the Christians are discriminated against like this. Very odd indeed.

There is a lot of food for thought here and a lot of ways to object to this healthcare bill isn't there.

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By

Phoenix Small Business Management Examiner

Gil Guignat has been one of the Managing Partners of The Payables Management Group, LLC since 1996 in Phoenix, Arizona. He advises the company on...

Comments

  • SomeoneThatCanGoogle 1 year ago
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    I hate to be the one to tell you, but your ignorance is showing. A quick google search on the word “Takaful” will educate you.

  • SomeoneThatCanGoogle 1 year ago
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    I hate to be the one to tell you, but your ignorance is showing. A quick google search on the word “Takaful” will educate you.

  • googling too 1 year ago
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    Takaful is a guarantee or bond and is not insurance.

  • dustyone 1 year ago
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    this is so much BS, are you telling me if a Muslim goes into a emergancy room for care because they have no health care we the american suckers pay the bill thru our taxes ---- wow I feel real good about that!!

  • Believer 1 year ago
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    These is totally ridiculas, even absurd. I don't know any Muslim that doesn't have heath care, or thinks health care is haram. Haram means bad for you, while halal means something that is good for you. Surely this health care is something good. I suugest those ignorant of Islam do some studies.

  • Gil 1 year ago
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    The point was not if a Muslim goes into an emergency room what happens. The point here is that under the health care bill if you are Muslim you are not forced to participate in the bill or pay the taxes everyone else does. That was the point.

  • I though your points were well made.

  • Rick 1 year ago
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    Mmm, I anticipate a mass conversion to Amish

  • Cowboy 1 year ago
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    Why would Muslims need insurance? They already get free food, housing, higher education, and HEALTY CARE. At least, here, in Minnesota!

  • 1 year ago
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    Is healty care a Minnesota thing?

  • Daran 1 year ago
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    One 1st amendment lawsuit and that provision is nullified.

  • havok 1 year ago
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    What happened to Equal Protection under the law...??? Oh wait.. the Constitution is meaningless to these Wannabe dictators.

  • Jennifer 1 year ago
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    This is just the beginning of trying to turn people away from Christianity. It is a sign of the times and is the way it is. I will never conform to any rules or regulations that will jepordize my faith. Jesus Christ is my salvation and nothing the government tries to do will ever change that.

  • the lord of darkness 1 year ago
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    you are all going to hell for not being real christians.

    so there.

    shazaam

  • Jojo the Hun 1 year ago
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    WHAT???

  • Isaac Shemaria 1 year ago
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    This reminds one of the Jizya, or a tax levied on non-muslims by muslims for the crime of not following islam.
    obama's true colors at last: Convert to islam or we will confiscate your wealth

  • MALACH HA MAVET 1 year ago
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    Obama still hasn't found a suitable church for his family,
    he's looking for a Mosque

    Meanwhile he's using the plush carpet in the WH to kneel & pray on

    Change you can believe in, American we got snookered by a fraud

  • labamaba..me hd 1 year ago
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    you can by knee pads real cheap , at harbor freight. .but as for me i have never been snookered by any liberal,or demo"rat" i mean democrat. or did i get it right the first time.only thoes wanting to be fooled were.!!!!!!.

  • IANAL 1 year ago
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    Um, anyone looked at the first Amendment recently? "Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof." That's all this religious exemption is coming from (there are also exemptions for hardship/poverty and other reasons), and by the way, it doesn't specifically exempt Muslims or any other religious group. The work "Muslim" doesn't appear anywhere in the text of the law.

  • John Schmidt 1 year ago
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    Where is the ACLU on this issue?
    Whatever happened to the separation of church and state?

  • Anonymous 1 year ago
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    If you read the constitution , separation of church and state is actually NOT IN THERE,

  • Graham 1 year ago
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    Are you suggesting that Christians are forced to have abortions? Seriously, that was a pretty sad attempt at analogy.

  • Anonymous 1 year ago
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    I agree, it was a huge stretch this writer took, as for the Jewish, well they love usury, but Christians believe usury is a sin

  • Amy 1 year ago
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    Its not that they get a free ride, its that Christians dont get respect in America, the gov is kinda afraid of Muslims but they need to have them here so they can frighten christians and jews with, the state always has been afraid of religion. The biggest problem with this obamacare is that you are opted in automatically and have to get an exemption, it should be the opposite, you should pay in to gov health care if you want it and not if you dont, thats the only thing that is fair muslims are not bad because they get out of it, christians and jews are just falling under it because they have put up with the watering down of so much else, once muslims have been here long enough the state will try to destroy them too.

    usury is against islam too, they still follow their holy book unlike lots of spiritual Christians and non practicing jews so we have an economic crisis caused by usurious banks, JESUS was our bailout, and our insurance policy, if you want out of this, demand it!!!!!!

  • Lord 1 year ago
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    "Christians don't get respect in America." Hilarious. Christianity is everywhere in this country and is much apart of this Nation's culture. "One Nation under God." Sound familiar. Look at our money. "In God we trust." Religion is divisive as this discussion illustrates. Love is my religion. The core of the world's religions is similar. It's all the ridiculous details which have and continued to divide and hurt the people of the world. In fact, if you're not a Christian a Christian will look at you funny and then try to convert you. They're still trying to convert the Native Americans to this day. Christians get more respect in this country than they deserve. We are all equal even if we're not Christian. Roughly 76% of the USA lost themselves as Christian and you say Christians don't get any respect, please.

  • John 1 year ago
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    "The core of the world's religions is similar. "

    Correction: The core of the world's Judaic religions are similar. The basis for both Islam and Christianity lie within Judaism. Both religions accept the Abrahamic covenant and profess the same essential beliefs. Such as; if you're a disbeliever you will burn in hell (or you will be punished in some form or another such as Gehenna), so therefore we will have the right to convert you by force. If you do not accept you shall be killed by the sword. Then of course once an individual is converted they are obligated to participate in sectarian sub-religious violence (largely if not entirely based on political control). It's a never ending malady for these Judaic plagues upon humanity.

    By the way "One Nation under God." , was added to the Pledge of Allegiance in 1954. "In God we Trust" was added to the currency in 1956 at the height of the cold war. There is no indication that the God referred to in these statements is in fact the Jewish God of the Modern Jews, Christians, and Muslims, YHWH.

    Christians and Jews do in fact have an overbearing influence upon the US, to the extent that the US has no problems supporting theocratic regimes like Israel and Saudi Arabia.

    "We are all equal even if we're not Christian."

    Not according to Muslims, who hold Christians and Jews as "People of the Book". All kafirs (non-believers) are exterminated in Islamic nations. Any atheist who makes it out of an Islamic nation alive is a hero.

  • Amy 1 year ago
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    Part of this sounds like trying to get people who believe in God to fight with each other. Is that not what the devil wants? A law from the state forces every citizen to pay a private entity for a product is not freedom, you are not sovereign if you are forced to contribute,in my opinion it violates anti-slavery laws, abortion is an issue because you are forced to pay for something that you are opposed to on religious grounds, so you should be exempt. If Christians dont fight for it then this yoke will be placed over their necks and their progeny, Muslims and Amish are already being persecuted and so are Christians who stand up for their beliefs, their children are taken and they are subjected to harsh treatment and if you dont believe it just try it, try to follow an orthodox lifestyle, Jews Christians and Muslims are under siege equally, the state is secular and considers itself a god and allows no other gods before it

  • Gil 1 year ago
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    Since the crusades in the 10th century, the Jews, Muslims, and Christians have been at each other. The crusades were about pushing back the invasion of the Muslims into Europe. There is a lot of history here. Frankly with all these exclusions anyone can claim to be either Muslim, Christian Scientist, Amish or American Indian and not participate. this bill has so many holes in it that it will go down in flames.

  • someonethatcansayWiki 1 year ago
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    Takaful is perceived as cooperative insurance, where members contribute a certain sum of money to a common pool. The purpose of this system is not profits but to uphold the principle of "bear ye one another's burden." Commercial insurance is strictly not allowed for Muslims as agreed upon by most contemporary scholars because it contains the following elements:
    1. Al-Gharar (Uncertainty)
    2. Al-Maisir (Gambling)
    3. Riba (Interest)

    ----

    The issue here is that it would seem that Muslim would have to at the very minimum there OWN "common pool"...Doesn't that defeat the purpose of a common pool for all??? Special insurance for one segment versus another???

  • someonethatcansayWiki 1 year ago
    Report Abuse

    Takaful is perceived as cooperative insurance, where members contribute a certain sum of money to a common pool. The purpose of this system is not profits but to uphold the principle of "bear ye one another's burden." Commercial insurance is strictly not allowed for Muslims as agreed upon by most contemporary scholars because it contains the following elements:
    1. Al-Gharar (Uncertainty)
    2. Al-Maisir (Gambling)
    3. Riba (Interest)

    ----

    The issue here is that it would seem that Muslim would have to at the very minimum there OWN "common pool"...Doesn't that defeat the purpose of a common pool for all??? Special insurance for one segment versus another???

  • kyzipster 1 year ago
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    Nowhere does it mention "Muslim" in the bill. Apparently any person can adopt a religion to get out of buying health insurance. Most people want affordable health insurance and those who take the risk of living without it put that risk on the rest of society. You can quote Romney on the 'personal responsibility' aspect of this very conservative bill.

  • Mike M 1 year ago
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    Wow! I'm a Christian but have been screaming that Muslim line for a long time - insurance is a wager against yourself. You are placing a bet with the insurance company that something bad will happen to you and they accept it betting their policy that something bad will not happen to you. Just like any race track, they make a profit because they win more than they lose.

    Specifically in the case of health insurance, you are betting that you are going to get sick; they are betting that you will not.

    So I truly believe that and demand the exemption on the basis of my BELIEF. So what if I'm a Christian and adopt a single point Muslim clarity on this one issue? They do not ~own~ it just because more of them think it. Take pork for example, is that a Muslim 'thing' or a Jewish 'thing' - no, it is observed by both and not ~owned~ by either religion.

    By the 1st Amendment, Congress is PROHIBITED from making law that respects ANY religion! Therefore = UNCONSTITUTIONAL!

  • Marjorie 0120 1 year ago
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    I bet a dollar against a dime, they all pay for state mandated car insurance if they want the priviledge of driving. How would that not offend the same sensibilities. You are betting you will have a car accident and the Ins. Co, is betting you don't. lol

  • San Antonio Bone 1 year ago
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    I just want to die, so I can go onto hell and serve somebody. You know we all have got to serve somebody, you know

  • Gil 1 year ago
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    Well if we are all created equal and Muslims, Christian Scientists, Amish and American Indians are exempt, I want to be equal to everyone else and be exempt as well.Viva la equality.

  • Unhappy one 1 year ago
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    They must presently pay auto ins. and/or Workers Comp. either directly or vicariously.

  • Nixx 1 year ago
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    Elexis said, "If a christian is against abortion, THEY DON'T GET AN ABORTION!!"
    There's more to it than that. If someone, because of their religious beliefs, is against abortion why should that person's tax money be used to pay for abortions for others? That's why so many people that are anti-abortion are upset about the "abortion loop holes" in this bill. And the exemptions do not give someone a way to "opt out" of paying for someone else's abortion.

  • RoadKen 1 year ago
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    I say enough is enough, let's get this guy out of office before he starts taxing us everytime we take a Sh it!

  • John Scott Ridgway 1 year ago
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    Very interesting article. I truly had no idea about this at all, and I read a lot of papers. Thank you so much for bringing up this very intriguing point. The first thing I thought of was that Muslims will be bankrupted by health problems, or their health care costs will have to be born by others -- like, say, Christian and Jewish tax payers. I do not like the idea of health insurance being mandated, and was amazed this went through under a Democrat. I am still for a lot of this bill, and know that in the countries that do have sane nationalized health care, they went through a lot of legislation to get it right. In Canada there was practically a state by state fight. This is what we will need here to adjust this bill so that it is fair. I remember my Hope still...

  • watchtower 1 year ago
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    Enough is enough! Clean house and close the freaking borders before they all move over here and start swinging swords in commission meetings. You think Mexico is a problem... wake up!

  • Paying attention 1 year ago
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    No. America did not get snookered by a fraud. America was not paying attention. America was busy with other things: earning a living, going out at night, absorbed in sports and video games, having parties, raising kids, using drugs, everything except paying attention to what was being said by the candidates. Anyone paying attention who read Obama's book, Audacity of Hope would have known what was in store. Anyone paying attention to Obama's assoicates would have known what was in store. The facts were all there in front of us. America was not paying attention to them. America was ignorant of the significance of the facts. America was too self-absorbed to care. America was smitten by Obamas presence - his shell, and couldn't care less about his substance - his ideological or religious predisposition. What did we get? An America-hating progressive socialist with Islamic sympathies and anti-Semitic tendencies surrounded by Communist adavisors. We got what we deserved.

  • Mohammed 1 year ago
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    This is untrue, we are not exempt from Social Security. We are not exempt from this, although I wish we were. wnd.com tells the truth on this

  • Elexis 1 year ago
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    Nixx said: There's more to it than that. If someone, because of their religious beliefs, is against abortion why should that person's tax money be used to pay for abortions for others? That's why so many people that are anti-abortion are upset about the "abortion loop holes" in this bill. And the exemptions do not give someone a way to "opt out" of paying for someone else's abortion.

    Who's to say that Christians would be paying for an abortion and not, say, a heart transplant. There's no way to know where exactly your taxpayers money goes. If we start to argue about that, than wouldn't it be fair for me to argue that I don't want to pay taxes to the idiots who sit on the side of the road doing "road work"?
    The fact is, we do not know where (dollar for dollar) exactly our taxpaying money will go to. So when those anti-abortion "Christians" pay taxes, why can't they just be optimistic and pray to their "god" that their taxpaying money goes somewhere good?

  • gouxmart@aol.com 1 year ago
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    good article

  • MiIke 1 year ago
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    1. American/Native Amerian Indian is not a religion.
    2. Abortion to some is against their religion to others it is a moral thing.
    3. Not all Christians are against abortion. If that was true we wouldn't even be talking about it.

  • Crystal 1 year ago
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    The difference is the Amish don't contribute to any form of insurance because they believe God will take care of them. The good thing is, they don't accept the programs they don't contribute to either, like social security. Not like the other system suckers who just want something for nothing!

  • wavesofgrain 1 year ago
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    Muslims believe health insurance is FORBIDDEN???? That is a typical bold-faced hypocritic lie common to their kind. Then why do all the Muslim doctors flock around the auto manufacturing cities, set up "shop", and pocket millions from the Americans' health insurance? They have formed many "Islam" neighborhoods, complete with mosques, and built mansions with the insurance money. Someone should alert the government about this.

  • Wilson 1 year ago
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    Let's all just take a moment to remember all the other special rights that religions get in the U.S. - not just Muslims. With religion, you can get exempt from taxation, vaccination, military service, and the most cherished exemptions - the exemption from rational thought and criticism. This country bends over backward to pander to anyone who holds a religious belief. You can't complain about this exemption if your own church is a business that doesn't have to pay taxes.

    @Gil - Invasion of Muslims, are you serious? Then why did the crusades have to go all the way to Jerusalem to stop this "invasion?" Quit trying to make up history to fit your own prejudices.

  • Gil 1 year ago
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    Wilson:

    And your point is what? How do you know what my religion is?

  • history buff 1 year ago
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    Wilson,

    When thinking of the Muslim Invasion" think the battle of Tours not the Crusades. Those were to reclaim Holy places to the Christian world from the Muslim World that was out to destroy all of those places. I am not saying that either was a holy war. Wars are for turf control and just use religion as a rallying cry. It doesn't matter what side or religion is using the excuse!

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