So you’ve decided to buy a new or pre-owned car. You know the make, model and year of the chariot. You even know what features you want. Now it’s time to head to your local dealer and sign on the bottom line, right? Not by a long shot. It’s now time to negotiate price. If you want to get the most bang for your buck, here are 10 phrases you should never utter in earshot of a car dealer — and why... ly bring a $400 monthly payment down to a $300 payment, but you could end up paying thousands more in interest.

“Honey, what do you think?”

Click to enlarge pictureMan and Woman Car Shopping (© Image Source/age fotostock)

Put up a unified front by knowing what you want before visiting a dealer. Otherwise, you can lose your negotiating position.

Dealers love indecisive couples. By subtly playing a husband and wife against each other (“Seems your wife’s really interested in the luxury package; she’s obviously got good taste.”), buyers are routinely talked into things they might not have otherwise considered.  “Never show emotion,” says Robert Sinclair Jr. of the American Automobile Association of New York. “If one of you gets all excited or emotionally attached to a vehicle, then you lose your negotiating position.” Couples buying a vehicle should have a very good idea of what model vehicle they want, what options they are interested in and how much they are willing to spend before they walk into the dealership. If unforeseen issues pop up that merit further discussion, don’t be afraid to ask the dealer to give you some time alone for discussion before making a decision — better yet, sleep on it — then come back as a unified force.