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Some may be looking at retiring soon. However, because of the economic hardship of the economy, there may be others that want to retire, but still work, even if only part-time.
There is a debate in Congress on how long Social Security will be available. And will it be available for the younger generation when they need it, let’s say 30-50 years from now? Many say no, the debt is too high.
Rhonda Whitenack who’s the public affairs specialist at the Social Security Administration office recently spoke on topics that addresses concerns for those who are looking to retire soon.
Rhonda Whitenack: “The Social Security Administrative office sends out about 50 million checks per month across the United States to men, women and children. Many think of Social Security as being just for elderly and retirees.
However Social Security is an insurance program that protects families.”
Although many complain about the long waits on receiving their social security payments after applying, but Rhonda indicated that the back log is something they are addressing.
The Social Security Administration also handles divorce spouse benefits, but you do have to have been married for 10 years or longer. There are many benefits that Social Security benefits cover, but you have to look into it.
Social Security disability benefits is another common attribute. However, many get denied and wonder why. Rhonda Whitenack indicates that when someone applies, the Social Security Administration office asks very detailed information. The application has to be thorough – doctors name, injuries, etc. The more information you provide, the better. However, if you feel as though you’ve done everything you can on your part, and you are still getting denied and you cannot work become of your disability, then there are many third party advocates that would be able to advocate for you.
You can contact the Disability Advocates of America, who’s a nationwide Social Security Disability Advocacy. http://disability-advocate.com/. You will also have to do your own research to see if there are local advocates that can help you further.
For more info: http://www.ssa.gov/