	Wayne Bayliff SF Financial Planning Examiner \| Bio My Bio Subscribe RSS Feed Favorites

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Wayne Bayliff is the retired president and CEO of a national service organization. He has served on several private sector and nonprofit boards of directors. He provides financial guidance to high net worth families, and has published various articles on investment and tax planning for individuals. Contact him at waynebayliff@gmail.com.

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SF Financial Planning Examiner's Articles

Showing: Retirement planning articles

Dollar cost average investing works well in bear markets

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This is a parable about two retired farmers. Farmer #1 The first farmer sold his farm in October 2007 and put his two-million dollar after tax...
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Life-cycle funds with the same target date can have vastly different results

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The target-date fund concept Target-date funds, also called “life-cycle funds” are retirement savings vehicles designed to switch from...
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Social Security payments in 2010

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The Social Security Administration will set the 2010 rates in October 2009. Experts are predicting that because the annual cost of living increase is...
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How to gain by unloading depressed stocks and funds before the next big rally

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In a previous article in this series on financial basics, I suggested opening an after-tax retirement account to supplement your employer 401(k)...
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Index Funds are still the best way to buy stocks

The argument in favor of index fund investing is stronger than ever. Today's investors want to play a bigger role in determining their financial...
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Four more ways to diversify your savings or retirement account

This is the third in a series of articles for the financial novice about investment diversification. Following are four more asset classes to...
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How to gain from the sale of your worst stocks and funds, and be ready for the next bull market

The answer to the question follows. However, there are two prerequisites to taking advantage of the answer.The distressed stocks you sell must be held...
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Why it pays to hold stocks outside your 401(k) or traditional IRA

Some taxpayers who have suffered dramatic stock losses in their 401(k)s and traditional IRAs are learning - for the very first time - that the losses...
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Try adding your Social Security benefits to your net worth

Have you considered the "annuity" value of Social Security in your net worth calculation? Social Security is not generally thought of as an...
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