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Insurance denied to child because he is too small, another demands mom be sterilized

October 17, 1:35 AMSpecial Education ExaminerRobin Hansen
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On October 14, Sen. Mikulski’s HELP committee hearing “What Women Want: Equal Benefits for Equal Premiums,” Peggy Robertson gave very disturbing testimony. Peggy is a mother of two young boys, and lives in Colorado with her husband. She and her family have been trying to purchase insurance for their family.  One insurer offered to insure the rest of the family but not Peggy.  Why?  Because she had c-section.  However they offered to insure her if she would consent to be sterilized. .
As Peggy continued her search for insurance, she found another insurer who would insure everyone but her youngest son.  First they denied coverage because the child had a fainting spell so they thought he may be prone to seizures and told them to come back a year later.  A year later they came back. The child was seizure free.  The insurance denied the little boy again because he "was too small"  

What is next?  If an insurance company can deny coverage because a child is to small, what hope does a child with ADHD or any neurological disorder have?  Will insurance demand a mother who produces any child less than perfect to be sterilized?  How can this happen in the United States?

 

 

More About: disablities · insurance

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