As we tighten our belts during the recession, many of us are looking at opportunities to reduce monthly expenses. In this article, we will address...
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Credit remains tight. Lending has returned to qualifications that mirror other recessed economic times. It is very difficult to qualify for a mortgage...
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In identifying when creditors can call consumers, we have to look at an act passed by Congress. The act is FDCPA(1), which stands for Fair Debt...
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Now is the time! It is the time to schedule an appointment with yourself to review the state of your finances. If you are married, invite your spouse...
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Through the years, consumers who were experiencing financial difficulty could contact credit card companies directly.Once consumers got to the...
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Purchasing a car can be an analytical, cerebral, practical, emotional or material decision-making process. So many models, so many choices. All the...
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Most of us have a strong desire for the latest and greatest vehicle on the road. Only one problem: they cost so much who can afford one? All of us in...
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When we obtain a mortgage loan or car loan there is a definitive disclosure of the terms. Terms such as the interest rate, payment amount, and number...
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Many people ask me how they can save money for vacations without having to make deep sacrifices or huge changes in their financial lives.Here is a...
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We are responsible for ourselves financially. We have heard it. We have done it. For some of us it is hard to do in this economic environment.What a...
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