
The holidays are filled with gala events, family activities, lots of food, travel, gift giving . . .and usually more spending than the budget can afford. January brings the credit card bill, which can put a quick damper on all the good cheer and festive merry making from the past months.
How can we keep from being overtaken with distress and indebtedness, and still afford to enter in to the holiday spirit?
One great thing I have rediscovered is the value of couponing. When my girls were young, I carted my shoebox of coupons to the stores after diligently studying the ads for all the best deals. In those days, even with a coupon at face value, the store brands were still generally cheaper, so I relieved myself of the burden and time of being an avid couponer.
Enter the computer, double coupons (and even triple, quadruple and more!), stores that accept competitor's ads and bargains, and some women with a desire to help lots of folks save huge amounts of money, and you have a phenomenom called Coupon Sense. It is now so much easier to save money--even on the name brands--and to get wonderful things for free that you may never have considered.
Here's how Coupon Sense works:
I have been officially doing Coupon Sense for three weeks, and my cumulative savings level is two thirds of the product value. On some individual shopping trips, I have often saved 75-95%. This is possible with these tricks:
Here is a single example that is going on right now on which you can make money.
CVS Parmacy: Blood glucose meter--retail: $59.00, on sale for $9.95. Once purchased, you get a note on your receipt that you have $9.95 in Extra Bucks (CVS script that you can use on the next purchase toward almost anything in the store.)
Walgreens: a different blood glucose meter--retail $79.99, on sale for $14.99, free with coupon for $14.99, plus $5.00 Register Rewards (Walgreens script) for your next visit. PLUS, there is a rebate in the box for the purchase price--Net gain of $19.99! (If you don't need one, consider donating it to someone who does.)
What is the best that I have done so far? I had a CVS bonanza, pictured above. Everything was on sale, plus I had coupons for all but the water (that was Buy 1 Get 1 Free), $14.99 in Mail-in Rebate, $9.00 in CVS Extra Bucks which will be doubled next time, $8.00 in incentives directly from CVS, plus extra coupons to use next time (worth $4.00) that I received for scanning my CVS card.
Retail value: $181.31. Out of pocket: $26.66. Net gain after rebate and store script: +$11.81.
(This was even better than my consultant did at Fry's this week!)
Couponing is a huge business for retailers, but only about 5% of the ones available are used. You would be amazed at all the things you can get for free once you start looking.
Find out more:
Coupon Sense website (If you sign up, use this code in the field that asks who referred you: 1719844
You can find an instructor who will be happy to give a free demonstration of the program for you and
your friends.
Please leave a note below to let me know what you think of saving money on your everyday essentials!
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