I was interviewed by Insurance and Technology magazine about our reponse to Catastrophic events (like if Mt. Rainier was to blow) a few weeks back. I couldn't have said it better myself, so here is a link to the article:
Link: insurancetech.com/security/showArticle.jhtml;jsessionid=VYHZPYOJ4PVTOQSNDLPSKHSCJUNN2JVN