	America Foy SF Real Estate Examiner \| Bio My Bio Subscribe RSS Feed Favorites

Find out more about America:

America is a fifth-generation San Franciscan who grew up in Bernal Heights. He followed in the family tradition and was licensed as a real estate agent in 2003. America works with Villa Group Real Estate and Mortgage as a senior real estate associate specializing in mortgages. He believes an informed, educated client is a satisfied client and strives to simplify the real estate and loan processes. His motto: “There are no stupid questions.”

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SF Real Estate Examiner's Articles

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Foreclosure in depth: The process

Monday, November 23rd, 2009

While foreclosures are down and the median home sales prices are up in the Bay Area a record number of homeowners in our region still are in danger of...
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Foreclosure in depth: Intro to foreclosure

Saturday, November 21st, 2009

Introduction to foreclosure While foreclosures are down and the median home sales prices are up in the Bay Area a record number of homeowners...
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NPV: Modification killer

I received an email from a reader recently that really upset me. I am reprinting a redacted and edited version of...
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Real estate from the trenches: Investors vs first time homebuyers

Recently I have gone back to work selling real estate full time in the San Francisco Bay Area. The company The market in the East Bay, where my is...
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100% financing for veterans makes buying in the Bay Area dreams come true

Veterans guess what? By taking advantage of the VA’s loan guarantee program, you can now afford to buy a home in the Bay Area. Vets will have to...
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FHA rehab loans

3 comments

There are a huge number of foreclosed and REO properties on the market. Most are in need of some TLC. Banks won’t lend money on homes that need...
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FHA loans make buying affordable again

FHA loans have been helping people to become homeowners since 1934. How do they do it? The Federal Housing Administration is a part of HUD. The FHA...
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Top 3 tips to follow when buying foreclosures

With home prices continuing to fall, foreclosures still up and the price of money cheap, first time homebuyers and investors should be on the lookout...
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Property assessment, taxes, and decline-in-value applications, oh my

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A property assessment is the way the local government determines how much property tax a property owner must pay. The assessment is normally made up...
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Loan modification scams top 10 warning signs

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Scams that promise to “rescue” a homeowner from foreclosure are popping up at an alarming rate. Homeowners need to protect themselves and...
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