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Traina Clarke has been working in healthcare administration for 20 years. She’s the author of Medical Bill Advisor. A book about medical bills and insurance claims for the consumer. Talk with her at Traina@medicalbilladvisor.com.


 
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Generic drugs are less

November 12, 3:47 PM
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generic
Does your health insurance plan encourage you to use generic drugs instead of brand names? If so, you should take their advice. This will not only save them money but you as well. Your prescription co-pays can be 80% less than the brand name. Sometimes, the co-pay is eliminated all together. 
 
A generic drug is the generic version of a brand name drug. The generic drug contains the same:
 
  • Dosage
  • Safety
  • Strength
  • Quality
  • The way it works
  • The way it is taken
  • The way it should be used
 
So if the generic drug contains the same make up as the brand name, why would you want to pay more for the name on the label. This isn’t high school where you have to show your cool by advertising brand name jeans, shirts or outfits. What’s cool about paying more for the same thing?
 
A generic drug was approved by the FDA just like the brand name. The manufactures of these drugs must follow the same strict guidelines. 
 
The drug/pill may look differently from the brand name only because the manufacture of the brand name holds the patent to the drug and its appearance. The generic manufacture can not use the patent material.
 
If you have an option to get your prescription in generic, you should certainly do it. As I’ve proven here, there is no difference to how it will make your health better than the brand name.
 
To check and see if your drugs are available in generic form using the Electronic Orange Book at http://www.fda.gov/cder/ob/default.htm.

 

Author: Traina Jackson-Clarke
Traina Jackson-Clarke is an Examiner from Baltimore. You can see Traina's articles on Traina's Home Page.
Find out more about Traina:
Traina Clarke has been working in healthcare administration for 20 years. She’s the author of Medical Bill Advisor. A book about medical bills and insurance claims for the consumer. Talk with her at Traina@medicalbilladvisor.com.
Subscribe to Traina's Email Alerts
Get alerts when Traina submits a new article
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More About: copay · insurance · co-pay · generic · FDA

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