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Gun owners in Illinois to carry $1 million insurance policy?


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A new gun law has been proposed by Illinois State Representative Kenneth Dunkin (D-5th District) that would required that gun owners carry insurance of $1 million.  It also makes gun owners liable for misues of their guns until the gun is reported stolen to police, and provide revocation of FOID cards for those who do not carry that insurance.

Under Illinois state law, gun buyers must obtain a license (FOID card) prior to the purchase of a firearm.  A FOID card:

  • Is required of anyone owning a firearm.
  • Involves a basic background check  
  • No safety checks or fingerprints are required  
  • Is valid for five years.  
  • Does not automatically check or revoke the cards from people who are convicted or otherwise fall into a prohibited class after obtain the card.  

The proposed law (Illinois HB0687) is now making its way through the Illinois House of Representative.

 Amends the Firearm Owners Identification Card Act. Provides that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Provides that a person shall be deemed the owner of a firearm after the firearm is lost or stolen until such loss or theft is reported to the police department or sheriff of the jurisdiction in which the owner resides. Provides that the Department of State Police shall revoke and seize a Firearm Owner's Identification Card previously issued under this Act if the Department finds that the person to whom such card was issued possesses or acquires a firearm and does not submit evidence to the Department of State Police that he or she has been issued in his or her name a liability insurance policy in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful.

 

It is being opposed by gun owners and endorsed by gun control advocates.

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Watchdog Politics Examiner

Martha R. Gore, a freelance writer specializing in national politics, will write about the American political scene in concise, easy to comprehend...

Comments

  • Wendy Weinbaum 2 years ago
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    As a Jewess in the US, I want to point out that America wasn't won with a registered gun! And criminals are stopped by FIREARMS, not by sweet-talk. That is why all REAL Americans put our 2nd Amendment FIRST!!

  • RealAmerican 2 years ago
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    Way to go Wendy! This will only result in even more ordinary people leaving Illinois. These states that want to keep pushing the American people, that desire to become police states, are killing themselves. Check the latest census data - all the liberal bastions in the Northeast are dying. The South and West are the fastest growing parts of America. People will go where they can be free and not ruled by gangsters.

  • Shawn 2 years ago
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    I find it rather odd that no one has mentioned that Kenneth Dunkin serves on seven committees: Child Support Enforcement, Committee of the Whole, Financial Institutions, Insurance, Mass Transit, Telecommunications, and Tourism and Conventions.

    Anyone see a problem with someone sitting pretty with the Illinois insurance companies bringing out a bill requiring $1 million dollars in insurance to own a firearm?

    Wonder how many of his campaign contributions are from Illinois insurance companies?

  • Martha 2 years ago
    Report Abuse

    Every voter has a right to know about from whom a representative is taking campaign contributions or favors. The question can be asked in an e-mail (the address is usually on the representative's home page) or write a letter so you have a copy of the request. If the legislator does not respond, if you still have a newspaper in your area, contact a reporter or else someone on TV local news to see if they can obtain the information. Every person who does that becomes the eyes of democracy.

  • Brad 2 years ago
    Report Abuse

    What a stupid, arrogant proposal. Total conflict of interest. I am writing this rep ASAP.

  • walter 2 years ago
    Report Abuse

    If we are to abide to these ridiculous rules, then we should be able to carry/conceal.

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