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Expanding Minnesota's transportation network
What do representatives from the American Heart Association and Move MN have in common? If they’re Dave Van Hattum and Erik Petzel it’s their strong belief that a diversified transit network can improve the Twin Cities...
Markets denied from the highs
In the previous article, I mentioned that there's a possibility for these all-time-high markets to have a correction. There it is! This past week, the DJIA had lost around 400 points from its highs...
Making the secure savings commitment
Your personal path to a secure financial future requires a map – a financial plan – that is unique to you and your life goals. But every financial plan has one essential component -- and that is to commit to saving...
The right time to invest is … now
At any time of the year, it can be tough to set aside money to invest – either in your investments held in an RRSP or to purchase shares to add to your non-registered portfolio – and that is...
More than a savings account
The federal government introduced the Tax-Free Savings Account (TFSA) in 2009 and it was hailed as the single most important personal savings vehicle since RRSPs were launched in the late 1950’s. So it’s easy to...
Investing in a certificate of deposit
DefinitionA certificate of deposit is a bank account set up with specific terms. These terms have time lengths for earning interest at a consistent rate.Maturity DateThe money in a certificate of deposit is characteristically locked away from the investor...
5 Tips for Successful Investing
Investing doesn’t mean that one has to understand the complexities of market or has to anxiously follow market developments every day or week. Investing is all about following a few simple tips and steps for successful and fulfilling...
The economic fallacies of Black Friday
Today, shoppers across America will participate in the largest shopping day of the year: Black Friday. The National Retail Federation is estimating that 140 million customers will be shopping on Black Friday weekend, down from the 2012 estimate of 147...
401k to Roth IRA conversion
In years past, most Americans relied on a defined-benefit pension to provide for them during their retirement. With so few people today actually receiving a pension, however, many Americans now have a 401(k) account that is provided...
Silicon Valley 2.0 - The Technology Take-over In Atlanta
Looking back over the years, any resident of Atlanta, Georgia can see massive changes that have taken place just by rolling down Peachtree Street. Every day, Atlanta opens up new businesses, giving opportunities for small to large businesses and industries...
Bullish on Mexico
The first few things many Americans unfamiliar with Mexico outside of sensationalist news headlines from the twenty-four hour news networks think about their southern neighbors are crime, poverty, and despair. I couldn't possibly disagree anymore. ...
Why is the national savings rate so low?
There have been conflicting media reports since the recession that the consumer has begun to tighten his or her belt and started to save more. However, statistics from various public and private agencies suggest otherwise.It was believed that when...
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