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  • Farmer repays bank loan with manure
    Farmer repays bank loan with manure: Russian farmer kicks up a stink with bank
    A Russian farmer repays his bank loan – not with currency, but the dollar equivalent of a pile of fresh manure. The farmer, pooped out and exasperated by exorbitant interest rates levied on his farm and animals, raised a stink –...
  • All You Need to Know About Payday Loans
    All You Ever Wanted to Know About Payday Loans
    Unless you are living under a rock for the past year you'll have found the rush of companies that are fighting to offer you a short-term loan. The loan periods are usually 1 month nevertheless they might not be as long or as long as three...
  • Payday Loans: Sometimes Your Only Option
    Payday Loans: Sometimes Your Only Option
    A payday advance might be only the boost your bank account if you are simply looking to get by until your next paycheck goes in the financial institution. If you are self-employed and dealing with a season that is slow or are awaiting a customer...
  • Student Debt
    Can Title Loans Be The Solution In the Time Of Rising Student Debt?
    Studying is going to be more expensive than ever before as student loan rates are set to rise higher in the coming years. Nearly, 40 million American students have a debt crisis sticker attached on their backs and a rise in the interest rates will...
  • The Public Service Loan Forgiveness Program is worth considering
    The Public Service Loan Forgiveness Program is worth considering
    Large student debts can keep job applicants from being hired. In a Black Book poll, more than two-thirds of employers indicated their reluctance to hire job candidates with more than $50,000.00 in student debt. These employers felt that students...
  • Credit Cards
    The blessing and curse of student loans part five; parent plus loans and HBCUs
    As an alumnus of Johnson C. Smith University (JCSU), a historically black college (HBCU), it’s important for me to keep up with these particular institutions and communicate any new or relevant information about them to those in my network...
  • data management
    Inefficient Data Management Compromises Business
    Organization is a key priority for most businesses, but for loan lenders inefficient organization can be downright crippling. Inefficient methods to track and retrieve vital data--and it's all vital at some point--lead to trouble. For this...
  • Getting a car loan with bad credit
    Getting a car loan with bad credit
    Financing a car when you have bad credit is tricky, but it’s not impossible. There are several different options for people in Doylestown, PA who are considering buying a new Hyundai to get a car loan, even if they have recently been through...
  • reporting chart
    Loan quality control reporting tips
    In the 2012, Freddie Mac published its exhaustive Quality Control Best Practices, in which they argue that through extensive research they can strongly conclude that the mortgage industry must employ reliable and effective quality control programs...
  • Quality assurance audits for mortgage loan
    What are quality assurance audits for mortgage loans?
    When a business is responsible for handling the finances of their customers, such as those who handle mortgages, it is important to have quality assurance policies in place. These policies help to define the way that the business handles every...
  • Students and car loans
    Students and car loans
    It’s no secret that students can have a hard time qualifying for car loans. Between having short or non-existent credit histories and erratic income, it can be extremely difficult to find a bank that is willing to take a chance on a student...
  • Quick Guide: Payday loans
    Quick Guide: Payday loans
    Payday loans have grown in popularity over the past four years, despite the fact that these loans often come with large interest rates. As traditional banks have tightened their lending standards, many people have been forced to use payday lenders...
  • How to get a mortgage with bad credit
    How to get a mortgage with bad credit
    Finding home loans for bad credit can be difficult, but it is not impossible. While lending standards have tightened considerably over the past few years, there are still banks who are willing to work with consumers who have low credit scores....
  • mortgage risk
    What are the benefits of effective mortgage pipeline management?
    What is a mortgage pipeline? It is akin to a holding tank where loans that have been "locked in" go until the loan is placed into the loan portfolio, is sold, or falls out. According to Investopedia's definition of a mortgage...
  • How to sell your car
    How to sell your car
    When selling your old car, most people say that their first priority is to make the most profit they possibly can. Of course, it is also important to consider the amount of time that can be spent on the entire process.The vast majority of people...