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  • Business trekking: Getting a boost from ECBC Portable Power Pack
    Business trekking: Getting a boost from ECBC Portable Power Pack
    For the business traveler who is constantly near her laptop or a USB outlet, a Portable Power Pack may not be necessary. But for the business traveler or 9-to-5er who is constantly on the move, the ECBC Portable Power Pack is major relief for...
  • Investing remains the right choice
    Investing fears: A lesson from Dutch tulips
    The stock market collapse in 2008 damaged people everywhere, from Wall Street to Main Street, from Washington to London, from Rotterdam, the Netherlands, to Rotterdam, New York. Many people were hurt, badly. Still, too many people, to their own...
  • Bitcoins
    Bitcoin exchange hacked, temporarily offline, $5 million stolen
    On Jan. 5, the UK/Slovenia-based cryptocurrency exchange Bitstamp suspended services following a security breach that occurred the previous day. One of its online storage bitcoin wallets was compromised, and an amount of less than 19,000 BTC were...
  • dollar sign
    Honest Prediction: Will the dollar sell-off extend through 2015?
    The dollar is seeing strong gains as it rallies against the Yen and the Euro. According to the NetoTrade mobile app,EUR/USD trading is at 1.2484, which is up 40%. With the Federal Reserve decision coming up and with a stronger dollar, more...
  • Bitcoin
    Is bitcoin right for your small business?
    This year, virtual currency bitcoin celebrated its fifth anniversary. It has been an exciting time for this cyber-encrypted currency, laden with controversy and gaining popularity with major international retailers and across the U.S. This has...
  • year-end review
    2014 Significant Mortgage Reform Recap
    This past year has witnessed many mortgage reforms, several of which have been very significant for mortgage brokers. To ensure that your operation is complying with strict regulations, your business should be transacting business with these...
  • Why Oil Prices are Crushing the Ruble
    Why Oil Prices are Crushing the Ruble
    The price of oil has taken a nosedive over the past three months, falling nearly 30% from late September. If you drive an SUV or run an airline, this is great news. If you are Russian or in some way invested in or employed by US based shale oil...
  • Investing is for the future.
    Become an investor, not a loaner of your money
    A young Capital Region resident wondered recently why he should invest his money. He has a large amount of money sitting in a bank savings account and he's not happy with the rate of return.Why don't any of his friends and family invest?...
  • Gold investing
    Buying gold on the cheap? Consider these options
    Bottom-fishers are probably gobbling up gold stocks now that the precious metal is down. But does buying on the cheap present lucrative options for such investors? Several experts weigh in on the topic.According to CNBC columnist John Waggoner,...
  • 3 Productive Ways to Invest Money in Real Estate
    3 Productive Ways to Invest Money in Real Estate
    Investing in real estate is highly profitable for a number of reasons, because need for homes would never cease. Real estate industry is the most versatile so you would come across a number of ways to invest in it. Real estate is all about...
  • How you can benefit from forex market trading
    How you can benefit from forex market trading
    Forex market trading or simply Forex trading is primarily trading currencies of two or more countries against each other. For instance, the currency that is in circulation in Europe (with the exception of UK) is called the Euro (EUR) and the same...
  • Stock market's October surprise
    Stock market's October surprise
    Was the mid-September to mid-October move the entirety of the 10% correction called by some analysts or is the bear lurking? A couple of months ago, I penned an article discussing the position of the stock market in early August. The tools of my...
  • Interview questions
    Your Money Talks Radio Interview October 2014
    I was interviewed once again by Jerry Slusiewicz of the Southern California radio show, Your Money Talks. This show is heard in Orange County and the Greater LA Inland Empire on KSPA am 1510 and KFSD am 1450 in North San Diego County. We talked...
  • Risk Assessment
    Fair Lending Risk Assessment: Evaluate Quality of Fair Lending
    In order to safeguard compliance, lenders must continuously assess the quality of their fair lending practices to ensure that they are operating in accordance with regulations. Strong assessments can reveal where lenders may need to change their...
  • Middle class savings
    Confessions of a financial rep: Not everybody is out to get you
    It's enough to drive a financial representative crazy: A constant stream of people, well meaning, who don't understand the help that is available, have tremendous fear, and are conditioned to expecting a scam. In the Capital Region, the...