Ladies, now is the time to have your go-to holiday outfit(s) locked and loaded, because before you can say, "...and partridge in a peartree" your calendar will be peppered with party invitations. If you're imagining yourself in a gorgeous designer look, but your bank account is restricting you to the discount stores, fear not. You can look like you spent a semi-fortune on yourself and actually save some change.

Here are three great holiday looks, custom styled by moi. Everything you see below can be found at Forever 21, Kohls, Target, and Payless Shoe Source, proving wonderfully that you can create a stylish head-to-toe holiday look (don't forget shoes and accessories!) for under $200. Now, that's reason to celebrate!

Above: Beaded chiffon dress (Forever 21, $34.80); ivory satin trench coat (Forever 21, $37.80); black patent leather sandals (Payless Shoe Source, $22.99); beaded cluster cuff bracelet ($8.80); gun metal clutch ($12.99). TOTAL: $117.38

Above: Silver stapless bubble dress (Target, $39.99); black beaded cardigan (Forever 21, $24.80); beaded multi-strand pearl necklace (Target, $17.99); bow clutch (Lela Rose for Payless, $19.99); satin rose heels (Kohls, $37.99). TOTAL: $140.76

Above: Jeweled sheath dress (Kohls, $48.30); chandelier earrings (Kohls, $21.00); black satin mini-trench (Kohls, $34.99); black beaded heel (Sigerson Morrison for Target, $36.99); black mock croc clutch (Forever 21, $14.80). TOTAL: $156.08