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  • Gold coin for the hobbyist
    Coin hobby improves the quality of life for collectors
    There are numerous benefits associated with becoming a coin collector. Many health and wellness professionals recommend that their clients participate in hobbies, so they may improve the quality of their lives.People of all ages have shown signs...
  • House Judiciary, Darrell ISSA and IRS
    Vista Rep: 'IRS can’t be trusted' with political or personal info on Americans
    Looking to clamp down on an agency that seems ever more partisan against some Americans, U.S. Congressman Darrell Issa, representing the city of Vista, has stated that he believes Americans should be "disturbed" that the Internal Revenue...
  • Firecracker Law in New York
    Tents of fireworks all over New York
    You see them popping up everywhere in Schenectady store parking lots: white tents. These growing additions to the Capital Region landscape are the result of a year-old New York state law.The point of the new law is to stop people from buying...
  • credit card
    When Is it Time to Accept Credit Cards?
    You're never too small to accept credit card payments, from handmade craft shops to food vendors and service providers. Even if your business is only a few months old, accepting credit card payments can boost your sales, add legitimacy to your...
  • wedding rings
    Love, marriage and money: what you need to know before you tie the knot
    Sharing your emotions and physical affection with the one you love comes naturally for most of us. But, when it comes to finances and money, many couples hold their cards close to their chest and avoid difficult discussions on the topic. However,...
  • The SALT Pepper Spray Gun
    Affordable home defense
    After moving to a major city with a relatively high crime rate and regular occurrences of burglary, breaking and entering, and assault; I decided to research, purchase, and test less-lethal home defense devices that can be used to help defend your...
  • Bike Commute
    Love Biking in San Franisco
    Love Your Biking in San FranciscoSan Francisco (or The City as it’s called by its proud inhabitants) is a city of close knit neighborhoods that are nearly all surprisingly bike-friendly in spite of some steep hill grades that are worthy of...
  • Summer Jobs
    Summer "Tax School" Is in Session
    Concepts for Parents of Children Getting a Job This SummerAfter helping your kids find a job opportunity, there is a duty to counsel them about finance and taxes. Good financial habits start at a young age, just like anything else, here are some...
  • Mortgage Rates drop to new lows
    Mortgage rates break through the floor
    2016 was supposed to see mortgage rates inching towards four percent but the opposite has happened! The year started at 3.97%.Freddie Mac released its weekly rate survey and the benchmark 30-year mortgage has broken through the floor and reached...
  • GoFundMe monitoring campaigns for victims of Orlando shooting: Legit or scam
    GoFundMe monitoring campaigns for victims of Orlando shooting: Legit or scam
    After every disaster, Americans open their hearts and wallets to the victims and families who were affected. Unfortunately some of the pockets that will be filled are those social network scammers. The Orlando shooting on June 12 affected more...
  • Freshman finance lessons can last a lifetime
    Freshman finance lessons can last a lifetime
    Sending your child off to college for the first time is a big step for both parents and students. The checklist of what they need to set up their life away from home is staggering. As many students face this event for the first time, consider the...
  • Social Security
    Summer learning: Social Security benefits
    Capital Region workers, as with wage earners everywhere, learn the ABC's of Social Security only later in life, or when forced to by circumstances. This first of a series on basics of money for working families examines the mysteries of a...
  • Employee Stock Option Plan
    Dividing employee stock options and restricted stock in a divorce
    Dividing marital assets equitably in a divorce can be challenging. Divorcing couples today often face the complicated task of valuating these assets, and then, deciding how and when to divide them in light of specified restrictions, taxation...
  • CalPERS losses, ex-official sentenced 2016.
    Felony forfeiture: Ex-CalPERS monthly pension reduced to $11,769 per month
    While a Federal investigation into a series of fraud and bribery accusations continues, one now penitant former California Public Employees’ Retirement System (CalPERS) official has recently been sentenced to prison for 4.5 years for taking ...
  • Filing your taxes
    7 steps to filing an accurate tax return
    The most common reason for rejected tax returns is simple errors from not double-checking yourself. Take your time when completing your tax return as using improper numbers can actually lead to an audit situation. These seven steps will help...
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