Over the years, thousands of you told us about inflated mortgage payment’s that had little to do with your actual household income and more to do with “Lender’s” and “Broker’s” stripping the equity from your homes. Now we need you to help us tell the Federal and State Court’s that we want those loans reviewed this year - and rescinded if they're found to be unfair!

The Lender’s thought they fooled us by jacking up mortgage payments and fees over the past few years before the “Housing Crisis” took effect. These “predatory lending” practices entail a variety of manipulative marketing and structuring schemes that strip Home Owners of substantial equity in their homes and eventually push them helplessly into foreclosure.

These abusive practices impose substantial costs on families and neighborhoods by leaving families homeless, disintegrating low-income communities, and eroding tax bases. In response to evidence of a pattern of abuse in the subprime mortgage market, Congress passed the Home Ownership and Equity Protection Act (“HOEPA” or the “Act”) in 1994.

HOEPA amends the Truth-in-Lending Act (“TILA”) by requiring additional disclosures and substantive protections for certain high interest and high-fee home equity loans. Given the dominant role the secondary market plays in demanding and financing subprime mortgages, HOEPA’s drafters focused on the need for a mechanism to hold financiers of predatory lending accountable for the misconduct of their counterparts in the primary mortgage origination market.

Accordingly, HOEPA’s primary enforcement mechanism is an expanded private right of action for borrowers against subsequent purchasers or “assignees” of high cost loans (“assignee liability”). HOEPA’s assignee liability provisions can be a powerful vehicle for regulating the home equity lending market and for challenging abusive lending practices through the courts… Thus, the “Home Owner’s” and Our “Community’s” must be intimately aware of the statutory provisions and judicial interpretations regarding assignee liability under HOEPA.

To this end, welcome to the: Mortgage Recovery Dispute Conference...

You’ll Save $1,500 When You Register for the
Introduction To Mortgage Recovery Disputes And How To Increase Your Loan Modification Efforts When You Pay By Pay Pal!*
Call: 1-866-580-8396 or visit our site to register
www.mortgagerecoveryservicecenter.info

Introduction to Mortgage Recovery Disputes:
From Mortgage Fraud to the Housing Crisis
Date: Participation is limited to 30 Home Owner’s per conference!
Time: 09:00 am–12:00 pm and 3pm-6pm Saturday’s only
Price: $1,995 Resident
Location: Los Angeles, CA

Presenting Your Case – Introduction into the Housing Crisis-Before the Mortgage Recovery Dispute - Client Preparations and Other Important Considerations Client Counseling Before a Dispute - Mock Role-Playing-Coming on Too Strong - When Is it Effective and When Does it Backfire?-After Dispute - Creating an Enforceable Agreement and What Happens if Dispute Fails.

Now there's a chance to turn the tables, speak out against these inflated mortgage payment’s, and demand that we get the Lending reform we need sooner, not later.

Lenders have gotten away with highway robbery because regulators have been asleep at the switch. That's why we're pushing for a regulator who will truly watch out for consumers: a Consumer Financial Protection Agency (CFPA). A CFPA could have prevented unfair mortgages in the first place. We need a CFPA to protect us from outrageous penalty rates and fees, tricky fine print, and whatever traps the Lenders come up with next.

The Senate is considering legislation to create a CFPA - and to hold big banks accountable. We've got to make sure they hear our message now so the legislation is strong and effective! We need true consumer protection, an end to the casino economy, and no more "too big to fail." We need reforms to hold Wall Street accountable and prevent another financial crisis.

Let's inundate the Courts, U.S./District Attorney’s office, Office of the Thrift, SEC, Federal Reserve Board and the Senate with our message. Tell decision-makers that we deserve fair mortgages, a regulator who watches out for consumers, and an economy that works for Main Street, not just Wall Street.