As a hospice worker for almost four years, the number of women left to poverty after their husbands died was shocking. They were rocking along just fine on his social security, and hers combined; however when he died, and she now was left with only one check the results were tragic. Many women were not only facing grief, but trying to figure out how to make ends meet at the same time. So many had no clue of their financial status and were shocked to find nothing was saved back for retirement. To save money, many of these women would cut their pills in half, make one meal turn into two, and have their home cold in the winter and hot in the summer just to save money. Every woman should take time to understand her finances and conduct a retirement analysis. Besides financial planning, planning for health needs, and housing needs is very important. The list I created below details everyday things every woman should be able to do to be prepared for aging and taking care of herself.
· Have breath enough to scream and fight back.
· Perform CPR.
· Say “no” convincingly.
· Think through the possible consequences of her actions.
· Balance a checkbook.
· Know her own mind, and be able to spot when she is lying to herself.
· Question what she’s told.
· Disagree with someone ---- politely.
· Be aware of her surroundings.
· Clean and bandage a minor injury.
· Search the web for information.
· Go to the movie or theater alone.
· Think critically when listening to speeches.
· Name the governor of her state.
· Read a credit report.
· Know the definitions of a deduction, exemption, and tax credit.
· Form her own opinion based on verified facts.
· Make travel plans and reservations.
· Have the self-possession to know when you need help and when you don’t.
· Know the basic parts and workings of her car.
· Say, “I’m sorry,” and mean it.
· Laugh at herself.
· Invest in the stock market.
· Make herself and her own needs a priority.
· Examine her own breasts.
· Be able to plunge a toilet.
· Tell at least one really good joke.
· Know when not to reveal personal information.
· Put together a retirement strategy.