The national rate of unemployment, is currently stagnant. The national unemployment rate of 9.5 percent has been frozen since June 2010. H.R.-4213, Unemployment extension bill, extended benefit payments for job seekers to reach “Tier 4” until November 30, 2010. Michigan's unemployment rate decrease by just .1 percent to 13.1 on August 18.
Regardless, H.R.-4213 did not focus on the real root of the unemployment crisis, the lack of job creation. There are up to 15 million Americans counted in the four tiers of the unemployment extension. In turn, up to 17 million more job seekers are not counted in any charts, surveys or figures.
Who Are in the Groups of The Unemployment Crisis?
• The 99ers-This group has used all of the Federal and State Unemployment Extension Benefit weeks available (between 73-99 weeks). With such, they are no longer being counted in the unemployment rates. It is estimated to be between 1.4-2.5 million 99ers, or about 5 percent of the uncounted unemployed figure. This group continues to grow as more of the jobless runs out of extended payments up to 99 weeks, and join this group.
• The Underemployed-This group earned wages are less than current liabilities (bills) or income. Members of this group are at risk of foreclosure, major debt, and student loan and credit card defaults, along with the 99ers. Similar to the 99ers, they are not counted in current unemployment figures. The underemployed make up 18% of the total unemployment figure.
• Unemployed Job Seekers-Members of this group are the forgotten in the current unemployment debate. “Unemployed job seekers” consists of business owners, contractors, freelancers (self-employed) and other wage earners. Self-employed individuals, that are out of or receiving infrequent orders for work, do not qualify for any Federal or State unemployment insurance supplemental payments. Included in this group are Wage earners, whom lost their prior employment by fault and thereby, do not qualify for unemployment compensation.
Examining these figures, up to 32 million or 25 percent Americans, are unemployed, underemployed or seeking new employment.
Small Business Lending Has to Pass for Increased Demand
The Small Business Lending bill HR-5297, filibustered in Congress would have given up to 300 million dollars for community banking institutions, to open lines of credit for small business owners. Opportunities on reducing the nations’ daunting employment rate unemployed job seekers, 99ers and the underemployed could have been improved, if this bill was passed. Small businesses create up to 1 of 5 employment openings within this country.
Taking the figure above of 32 million total job seekers, 25 percent or 800,000 new openings for employment, can be created by this bill alone. Incomes earned by these former job seekers, would be placed back into other small businesses, local and state economies; thereby creating more job opportunities by increased demand for services and/or products.
The "Americans Want to Work Act" Offers a Incentive for Employers to Hire Longest-Term Unemployed
Senator Debbie Stabenow (D-MI) bill S-3706-Americans Want to Work Act, provides small businesses with more incentives to hire the longest unemployed job seekers, the 99ers; by allowing small businesses to claim up to a $2000 tax credit for each 99er hired. The bill would allow up to 20 additional weeks of federal extension payments, in states’ were the unemployment rate is above 7.5 percent.
Without both of these bills, the unemployment rate will continue to rise. The demand is not in the market right now, for many employers to hire. Employed individuals are rightfully watching their income and expenses, not knowing if and when they might fall into one of the above noted groups.
What Will Happen, if Nothing Occurs on Either of These Bills?
Meanwhile, unemployment job seekers, 99ers and the under-employed do not have supplemental or extra income to spend, to assist with the robust demand needed to move the nations’ economy out of the current recession.
Larger employers, Wall Street and other capitalists are holding on to revenue, instead of re-investing, to create jobs. Using the laws of Economics 101, nothing will be fixed, until one of the following groups decides to invest in America and its’ workers:
• Congress and the President
• Big Business
• Wall Street
• Small Business (with open lines of credit)
• Banking Institutions
A Call for Michigan's Unemployed Job Seekers to attend the Jobs, Justice and Peace Rally on August 28th
With the latest disappointing figure in the unemployment rate, it is even more important that Michigan's unemployed job seekers and 99ers, attend the upcoming Rebuild America-Jobs, Justice and Peace Rally in Detroit, Michigan. Unless these important interest group show up in force, to demand job creation in both the state of Michigan and the country as a whole, the economy will continue to move in a negative aspect.
Michigan's unemployment rate only dipped, one half of a percentage point, from 13.2 percent to 13.1 percent reported August 18. This is not enough of a impact, to return up to 500,000 unemployed, underemployed and other job seekers in this state, back to work.
The Rainbow Push Coalition, along with the United Automobile Workers is announcing an Rebuild America-Jobs, Justice and Peace Rally on August 28, 2010. The Rally will be held at the UAW-Ford National Program Center at 151 West Jefferson Avenue, Detroit, Michigan, starting at 10:30 AM.
"Reach Out Job Search" first of two special 30 minute radio shows on, Monday, August 23th, and Friday, August 27 at 8PM radio shows; in addition to our normal Thursday show at 6PM will focus on coordination efforts for the rally for the 99ers. Call into the program at (347) 934-0185, if you are willing to attend the march, have ideas for the march or are willing to assist with coordination efforts.
-----------------------------------------------------------------------------------------------------------------------------------------------
Statement from the Detroit Job Search Examiner-Monica Ross Williams
he Detroit Job Search Examiner wants to apologize to our readers for being inconsistent with the frequency of writing, our readers are used to seeing from us. Our online platform, recently changed behind the scene. With such, it has been difficult to present our articles in the fashion that you have become use to, from us.
Noting this, we will be producing a series of articles, here on this site and on our blog, "Reach Out Job Search" for explained pictures and or content, which would impact the article. Feel free to reach our content, in both of these areas.
----------------------------------------------------------------------------------------------------------------------------------------------
Know of an upcoming employment opportunity, career fair or job opening within a company? Feel free to E-mail the Detroit Job Search Examiner, Tweet us a job opening @detjobexaminer, send us a message on our Facebook Page or call into our "Reach Out Job Search" radio show each Thursday @ 6PM with your thoughts or ideas.
Stay up to date on the LATEST NEWS on 'Job Search' with the Detroit Job Search Examiner-Monica Ross Williams Articles by clicking the 'Subscribe' button at the top!
-----------------------------------------------------------------------------------------------------------------------------------------------
Comments
Good article!
Stopping in just to say hello – still have open issues when commenting.
Winona Cooking Examiner
Winona Home and Living Examiner
I think we are screwed. Our government has no desire to fix any of our problems yet they want us to vote them back in come November. Politicians hear this, No help for us=no vote for you!
It’s time for us to vote out all of these electives from office and get real leadership in congress that can make progressive decisions for our country growth. Most of these current electives are millionaires and business investors that do not give a rats-ass about the people, but are only interested in their own personal interest. It is time to vote out all of these white heads from office and get young members with great leadership ability that can make strong decision to represent the people. If the government cannot figure out how to pay for a Tier-5 then they should not be in a position to make decisions. They should step down and make room for smart leaders who can. We should not be paying Fat Asses thousands of tax dollars to warm a seat and do nothing.
Have faith!
It no longer matters.It became apparent a long time ago that I/we no longer matter in the eyes of America. I am on my own and nobody could care less. It hurts too much to know in my heart that I have no chance for a future.All I wanted was some sort of job...thats all. I am now on my way to the rest stop on I-5 to put a bullet through my head. You win America...Congratulations!
Do not do that ... A bunch of Reps in the Congress and Glenn Beck is not the entire America. Do not give them the chance to say "See, we told you he or she was useless" ...
All is lost.
Test
Revolution now.
I think it is already a crisis., but the media and the government are downplaying it to avoid "panic"
Agreed. Unfortunately panic is already here.
When I think about it, about a third of the people I know are either 99ers, underemployed, or took early retirement and/or chose to "voluntarily remain unemployed (stay-at-home parents, went back to school). I switched careers because of it, and am in the ranks of the underemployed. So, yeah, I think it's well on the way to being a national crisis, if it's not there already.
When I think about it, about a third of the people I know are either 99ers, underemployed, or took early retirement and/or chose to "voluntarily remain unemployed (stay-at-home parents, went back to school). I switched careers because of it, and am in the ranks of the underemployed. So, yeah, I think it's well on the way to being a national crisis, if it's not there already.
How many 99ers still certify their unemployed status? My research indicates that simply continuing to certify unemployment/job search will result in being counted in the official unemployment rate.
No one tells 99ers to continue to report but they absolutely can. Political and corporate interests want to give the appearance of improvement, calling the long-term lazy for giving up looking for work. If this is not true for you, please certify so the official rate begins to represent reality.
How exactly does one certify ones self? And to who? I'll tell you, no there is NOT a system in place to CERTIFY (whatever the hell that means) yourself a a 99er. Your research is flawed, give it up.....
Not all states programs allow you to continue certifying. In FL, once the money is gone, the computer program won't allow you to do anything.
In New York once one reaches week 100 there is no way to certtify
One can log in and view payment history, but other than that nothing
IF in fact all tiers expire Nov 30th 2010 then crime will spike and Washington will have to take the blame for alway saying NO a thousand time NO we only bail out the Fat Cat Wall Street guys
To that I say Washington Remember the Bastille for you head will be on the chopping block
Dec 2 Crime will spike and all because Washington failed to offer extensions and heads will roll
Folks, there isn't a way for the government to account for us. They sling around percentages like a yoyo, but the reality iis....if we are not calling in or going online with our individuual states, we are not being accounted for,......period. And yes, if your benefits are exhausted, you fall into this category regardless of where u live.
hey Mr. president or what ever u call ur self, hope ur little vacation is going great while us 99ers are starving..
Thank you Ms. Ross-Williams for writing this article. All accurate and well-meaning articles with regard to the 99ers are greatly appreciated.
Yes Higher Education gets you Higher paying job www.bit.ly/a45y6d
Get information on how to reduce your debt by filing for bankruptcy http://bit.ly/cpmRHo
We all know that Washington is aware that there are 99ers who are killing themselves. But of course I have heard no one voice concern over it. Concern is voiced over that which will help them politically. The Republicans are fired up, to say the least, about November. They are very sure that they will "own" the floor after the elections. I mean people are riled up about too much spending. And that includes spending on a tier 5. Democrats are concerned that spending any-more than absolutely must be spent will hurt there chances of "holding" the floor. And most Democrats are afraid to touch a tier 5 with a ten foot pole. Even the 2 bills that exist are not set to be discussed immediately upon the Senate's return to Washington. This leaves 99ers to feel like they are worth nothing to those who could help them. They aren't in a flood of water scrambling for higher ground. But they are scrambling to literally survive. Drowning in the undercurrent of a flood that could have and should have been avoided. Don't think Wall Street or Washington didn't know. There were analysts that begged them to pay attention a few years back. But it did absolutely no good. People are killing themselves daily now and Washington enjoys the remainder of their vacation. They are cold hearted to say the least. And many with jobs are cold hearted. Our country has many selfish, self-serving people in it. How sad for us.
Subscribed to your articles and Tweeted the rally in Detroit!
ALL HELL WILL SOON UNLEASH.................CRIME WILL SPIKE TO ALL TIME HIGHS,SUICIDES UNFORTUNATLY WILL GROW .........FAMILYS WILL FALL APART FROM THE ARGRUMENTS.......HOMES, CARS LIVES WILL BE LOST........CAN EVERYONE SAY WE WILL SOON BE THAT 3rd WORLD COUNTRY...........
LOOK AT MASS. VOTING THAT SCOTT BROWN AS A SENATOR..... A POSER FROM PLAYGIRL MAGAZINE........THATS EMBARASSING.........SAD VERY SAD
PEOPLE WHO DONT VOTE THIS YEAR AND NEXT YEAR HAVE NO BODY TO BLAME BUT THEM SELFS VOTE THE OLD ALCHOLICS OUT WE NEED FRESH AIR IN THE GOVERMENT
CONGRADULATIONS!!! THE TIER V IS GOING TO PASS NEXT MONTH....I PROMISE!!!
HELLO TO ALL MY FELLOW 99ERS........
THE PROBLEM WE WERE HAVING WAS THAT WE WERE SCREAMING AND YELLING BUT THE ONLY THING BEING HEARD WAS ---“PLEASE MOVE THE DEADLINES FOR THE ONES BEHIND US TO BE ABLE TO BECOME 99ERS!!””” AND WE DID NOT EXACTLY SPECIFY THE FACT THAT IT IS US 99ERS THAT NEED THE HELP!!! ….AND WE FORGOT TO TELL CONGRESS THAT 99% OF THE 99ERS ARE THE SOMEWHAT HIGH PAID PROFFESIONAL PEOPLE THAT WERE FIRST TO BE LAID OFF AND ARE TOO --OVER -QUALIFIED-- TO BE ACCEPTED INTO ‘ENTRY LEVEL’ POSITIONS UNLESS WE COMPLETELY LIE ON ARE RESUME; WITH 99% PERCENT FALSE CLAIMS!....
ALL EMPLOYERS KNOW THAT WE WILL LEAVE THEM JUST AS SOON AS THE ECONOMY STRENGHTHENS ...THEY KNOW WE ARE NOT ENTRY LEVEL MATERIAL!!!......
THANKS TO ME CONGRESS FINALY UNDERSTANDS THIS!!! AND THEY KNOW THAT US PROFFESSIONALS ARE DRIVING THE BOAT IN DETERMINING THIS NATIONS FUTURE ESPECIALLY IN REGARDS TO ‘ECONOMIC ‘DEVELOPMENT!!!!..........
THANKS ALL YOU AWEWSOME 99ER‘S AND KEEP UP THE RALLY'S THIS IS ACTUALLY WHAT GETTING ALL THE ATTENSION FROM THE MEDIA AND IS WHAT WE NEED FOR THE NEXT 2 WEEKS TO ASSURE THAT WE ARE HEARD ‘LOUD’ AND CLEAR!!!!!
THANKS AGAIN!
BIG BAD BUGSY!
It's perplexing to find out that our elected officials are pouring out millions, if not billions of American dollars, our money to third world countries, i.e. Haiti, Africa, Afghanistan, Iraq, Pakistan and others; not to mention the over $700 million bailout money to Wall Street, Banks, Insurance Companies, Automobile companies yet, when it comes to helping the Long Term Unemployed, all of a sudden there's no money to fund this much needed boost to suffering families her in our backyard. Shame, Shame, Shame on our elected Senators and Congressmen throughout the U.S. and of course that goes with the White House as well. Deosn't Charity begins at home or is it the other way around it seems. This is not a good picture by anybody's standards. Why can't our elected officials see that there is definitely something wrong with this picture! Sure, our national deficit is creeping up in astronomical number but who are we, the unemployed to be blamed? We're unemployed due to no fault of our own. Companies are not hiring, hanging on to their cash; because they are leary and worried what lies ahead.
Horror stories of umemployed workers losing everything they worked hard all their life; homes, and lifetime savings, no matter how big or little it might be dissipate in the air and homeless, with no food on the table, heavily behind on therr debts is so prevalent that nobody in Washington D.C. seems to care!
To the White House and the U.S. Senate and U.S. Congress! Please listen to our moans for help that we so desperately need!
i have down graded my life i will settle 4 any type of pay in my former job i made good monry as aq mechanic now i cant even get a job at wallmart things are bad i mightr be in a shelter soon..........
i have down graded my life i will settle 4 any type of pay in my former job i made good monry as aq mechanic now i cant even get a job at wallmart things are bad i mightr be in a shelter soon..........
son returned from iraq. did his part for the country. now unemployed 99 weeks. thinking about the 1930s and the WPA i believe it was called. thinking about all the stimulas money for roads and other federal projects. how about a new WPA for the unemployed to continue to recieve benefits and work in such a program until they can find a better job. oh my! that would cut into the high paid union jobs fed with stimulas money.sure but 2 people would be working but union would have less work at their high rate.
son returned from iraq. did his part for the country. now unemployed 99 weeks. thinking about the 1930s and the WPA i believe it was called. thinking about all the stimulas money for roads and other federal projects. how about a new WPA for the unemployed to continue to recieve benefits and work in such a program until they can find a better job. oh my! that would cut into the high paid union jobs fed with stimulas money.sure but 2 people would be working but union would have less work at their high rate.
Got something to say?
Examiner.com is looking for writers, photographers, and videographers to join the fastest growing group of local insiders. If you are interested in growing your online rep apply to be an Examiner today!