Channel settings, pave settings, bead settings, accented settings, and three stone settings.
Channel Settings
In a channel setting multiple diamonds are set flush into a channel within the ring band. . There are no individual prongs around each stone; instead, the metal lips keep the stones in place. Be sure to ascertain that it is the metal and not just glue, which can down the line lose its hold, securing the stones into place. This setting is most common with round and baguette shaped diamonds. Because the stones are inset, this is a very secure setting option, though it does not highlight the gems as elevated settings do. This setting is generally sturdier than higher, more exposed designs and offers additional protection for the stones around the sides. Without elevated stones, the ring is less likely to snag on clothing
There are many different varieties of channel settings used in engagement rings, including:
- In-Line Accents: The stones in the channel are along the band in line with the center stone, creating a line of gems.
- Parallel or Bypass Accents: The channel is along the sides of the central stone, creating a wave illusion.
- Encircling Accents: Two or more channels are used to completely encircle the central stone.
- Embellished Channels: Etching or sculpted accents either parallel or perpendicular to the channel.
- Bar Channel: Metal plates rise between the stones in this setting.
Pave Settings
This design coats the entire surface of the ring with gems, each set into either a minute depression or secured with prongs that are virtually undetectable. Unlike channel settings, which are within the ring and show the rim of metal that secure the stones, pave settings have no rim around each stone, which allows more light in, resulting in greater sparkle. While you may not be able to see them, you should make sure that the depressions or prongs are there and that the diamonds are not merely glued on. Glued on diamonds can, and likely will, fall out, leaving obvious gaps in the ring. Due to the number of diamonds needed for such a design, pave settings often cost more than other settings.. A “full pave” ring has the diamonds all around. A “half pave” only has diamond on the part of the ring that shows outside the hand. A “full pave” ring has the pave setting extending fully around the circumference of the ring. A “half pave” setting only covers the top portion of the ring, which could be more comfortable, especially when you find your fingers squeezed.
Bead Setting: similar to the pave setting with more intricate and decorative gold work.
Accented Settings: a traditional solitaire can be accented with smaller round, baguette or taper-baguette diamonds, or colored gemstones. The setting may also be accented by designs in the metal of filigree or lattice work.
Three-Stone Setting: Instead of a solitaire, three stone, meant to symbolize past, present and future, are mounted on the ring. The central stone is flanked by two other stones that may be diamonds or 
other gems and are usually somewhat smaller than the one in the middle. Of course, the cost of this setting rises substantially due to the additional investment of precious stones required.
Ring settings can also incorporate a variety of elements. For example, a bezel mounted solitaire could be embellished with scrolls on the ring. A three-stone setting may feature further enhancement with pave diamonds set around the band. A solitaire mounted in a cathedral setting could also be accented by small diamonds channel set in the band.
The options you have available can be as dazzling as the diamonds themselves, and perhaps somewhat dizzying, as well. If you really cannot make up your mind, the general default is a Tiffany setting, which some brides replace with something more tailored to their taste some time later. Diamond rings may be billed as “forever,” but that does not mean you cannot change your setting to suit yourself. Practical considerations include the option to resize in case your fingers expand down the road, as well as a mounting that keeps the diamond securely in place and does not get in the way of your daily activities. Other considerations really depend on individual taste. Keep focused by bearing in mind your budget, comfort, and what a look that flatters the hand that wears it.
Other posts on engagement rings include Advice-for-engagement--ring-presentation Engagement-ring-advice-part-1- and Engagement-ring-advice-part-2
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