In Sunday's Los Angeles Times there was a very good article on the reduced networks some insurance carriers have introduced as a lower cost option on their HMO plans. Basically these end up being a 'subset'...
Colleen comes at insurance with a very different background. After 16 years as an emergency nurse it was time for a change. After eight years in a national level operations unit for two major insurers she was laid off. She then started her own agency and hasn't looked back. Colleen will help you understand your insurance questions around health, life, long-term care and disability insurance, with lots of fact and the occasional opinion.
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