Bill Randell

Romneycare- a revolution that basically worked??

Recently the Boston Globe ran a story entitled “Romneycare-a revolution that basically worked”. As an insurance broker doing business in Massachusetts the past twenty specializing in group benefits and a fan of Mitt Romney...

Rejecting of rates sends wrong message

The Division of Insurance rejectiing the rates filed by the major HMO's for the 2nd and 3rd quarter has completely sent the wrong message. The current administration is trying ot give the impression that they...

Health insurance rate caps will hurt small businesses

As a small business-owner and broker, I love the sound of a 5% rate cap at renewal. Who wouldn't when the average renewal the 5 years has been in the 10-15% range? As...

Division of insurance rejects small group rates

The thing I find the most amazing about this is that the rejected rates today for April, May and June is that---employers started working on their April renewals in Februar and have already made their decisions for April...

Massachusetts "Affordable" health plan analogy

The rates plumbers charge when they make house calls are ridiculous. Is not running water, sewerage and heat a civic right? The Commonwealth of Massachusetts legislators are listening and are proposing legislation to lower the...

Why do we need Prescription coverage to avoid penalties?

The Commonwealth of Massachusetts has established a standard called MCC (Minimum Credible Coverage). That a resident must meet in order to avoid the state penalty requiring credible health insurance coverage. My question's simple, why force...

Tim Cahill is right

In various articles yesterday, I read about Tim Cahill warning against Obamacare. He is 100% right. In particular, lets look at his numbers showing Medicaid going from 6.3 billion to 10.4 billion from 2005 to...

"Affordable" health plan??

There is legislation regarding an "Affordable" plan that will cap doctor and hospital charges for this one product to no more then 10% above what Medicare program pays. The current average reimbursement is on average 140...

Reforming Massachusetts healthcare reform

We have written these recommendations before, but we think it is timely to go over them again: Stop the never ending open enrollment that enables people to buy health insurance for one month, have pre-existing conditions covered in full...

Business Express saves you $300 per employee per year?

Over the past three weeks, I have heard this assertion on the radio and in print some 20+ times. Who is paying for this mass marketing campaign anyhow? In print the ad says exactly "Business Express may...

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