Melissa Griffith has lived and worked in a variety of regions in the U.S. She has witnessed economic changes and how they affect people and communities. As a small business consultant, she has experience in economics, small-budget survival, bargain hunting, and prioritizing for the here and now as well as the future. She has a solid reputation of deciphering financial legalese to help build or rebuild in any economic climate. You can e-mail Melissa or follow her on Twitter.