We think you're near Los Angeles

Currently in Los Angeles

Location: Los Angeles Current temperature: 69°F: Current condition: Clear See Extended Forecast

Tampa Bay FICO

What is FICO and How Does It Work?

  • FICO
  • December 2, 2011
If you are planning to approach a bank or credit union for a loan, there are several deciding factors taken into consideration:Your employment ...
Read more

Lenders are now required to provide credit reports upon rejection

Starting July 21st, allconsumers and loan applicants will getletters ofexplanation along withcopies of the credit score used to deny the...
Read more

8 Ways to Improve your Credit Score

1. GET RID OF YOUR COLLECTION ACCOUNTS.Did you know that paying a collection account can actually reduce your score? Here’s why: credit...
Read more

Slouching toward 600

Watch out for FICO's 3-digit Brand of Shame Clip Art Collection Related articles The ABC's of Credit Reporting What is Sub Prime? Where to get a...
Read more

Worried about your Credit during your Divorce?

Well, you should be. Joint debts can wreak havoc on your credit if your ex-spouse doesn't handle them properly and your divorce decree doesn&...
Read more

The credit card catch 22

Planning to pay down your credit card? If so, be aware that your credit card company may lower your limit once you do, even if you have good credit...
Read more

How to Improve or Restore your Credit History and Score

Understanding your credit score and how it is determined can significantly help you when taking steps towards improving that score. Your credit...
Read more

FICO Scoring 101 - Introduction

What’s your FICO score? It’s been a running joke that this would become the latest and greatest dating question since, ‘what...
Read more

Increase your chance for loan approval

In a market where tightening underwriting guidelines are making it increasingly difficult to qualify for mortgages, savvy borrowers are finding...
Read more

Credit Cards: No thank you ... I'll pass

On November 4th 2009, columnist Karen Blumenthal wrote an article in the Wall Street Journal titled “Credit Cards: Break Up, or Make Up?...
Read more