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Los Angeles FCRA

Make Sure Your Credit File Is Correct

Under the FCRA, you have many rights. It is your responsibility to make sure your credit file is correct. If the information on your credit report...
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What Should You Do When A Debt Collector Calls You

The consumer has the right to request a Validation of Debts (15 USC 1692g). According to the (Fair Debt Collection Practices Act), FDCPA section...
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FTC says Internet background checks must comply with Fair Credit Reporting Act

A recent blog on theFederal Trade Commission (FTC) web site,“The Fair Credit Reporting Act & Social Media: What Businesses Should Know,...
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Jobseekers suffer cases of mistaken identity in employment background checks

As if findingwork is not tough enough in the current economy, a ‘7 On Your Side’ report from KGO-TV ABC 7 in San Francisco showshow...
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Are You Being Sued By A Debt Collector For A Car Repossession?

A Debt Collector is anyone that attempts to collect money from you. This includes a lawyer from a law firm. For further clarification, review the...
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Front Range jobless become homeless due to credit check practices

Denver and Front Range, Co.Previously successful individuals who are now jobless in Denver and the Front Range are fast becoming homeless because...
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Using credit checks to screen job applicants

Last week, the Equal Employment Opportunity Commission (EEOC) held public hearings on the use of credit reports as a basis for making employment...
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Credit Cards 101: Feds issue final rules on Risk-Based Pricing Notices - No parties yet

Tuesday the Federal Reserve Board and Federal Trade Commission issued the Final Rules on Risk Based Pricing Notices. These notices will require...
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What debt collectors won't tell you.

It's 8:00am on Saturday morning and you are looking forward to sleeping in. Suddenly you are awakened by the telephone ringing. You answer the...
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Credit account dispute could stall mortgage application

C.A.R. Mortgage Update Credit account dispute could stall mortgage application. Some consumers with exceptional credit reports and high FICO scores...
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