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Going on a road trip? Moving soon? Bringing Fluffy to the Vet? Or maybe you just bring Fido to the Dog Park often... Regardless, if you have a dog or cat (or both!) it's inevitable that they should eventually have to get in the car with you. It goes without saying that no matter what type of pet you have and how big they are, they should be in a crate when travelling with you. Yes, cats will yowl. Yes, dogs will bark and/or whine. But there is no doubt that if you are in a collision, a crate increases the likelihood exponentially that Fluffy or Fido will come away unharmed.
Just worrying about them isn't enough.
Yes, a crate (not a soft carrying bag - they don't offer much protection) will keep them safe from most injuries, but like a seatbelt or airbag, it's possible that they can get hurt by the very thing that is meant to protect them. What if you're rear-ended so hard that your dog's nose gets smashed up against the metal door and gets cut? If your cat is so shaken that it won't eat for a day because you were t-boned, what can you do?
Don't worry about those Vet bills, that's what.
Progressive Auto Insurance offers "up to $1,000 of coverage for your dog or cat if they're injured or worse when you're in a car accident, or during a fire or theft." That's right: if your car catches fire, and Fido needs oxygen, Progressive pays for it. If you get car-jacked and Fluffy's in the back, Progressive pays the Vet for whatever your kitty needs after you get her back.
And how much does this coverage cost? Absolutely nothing. Well, you habe to have "Collision" coverage, but you pay NOTHING EXTRA for the added coverage of Pet Injury Coverage.
Don't forget, however, that if your pet is not in a crate and you're in an accident, it is highly likely that your pet may be grievously harmed past anything a Veterinarian can do. Pet Injury Insurance is no substitute for preventative measures: i.e. a crate. Be safe when bringing your pet along for the ride.