Betty Galloway thought she was getting a deal. However, she owns only the front half of the property, while someone else owns the back half.
Galloway, 76, is a retired widow and mother of five. She lives on social security benefits. She was looking to settle down in her own house after selling her house in Georgia and used the money to buy the house she thought was all hers.
She said, "I'd been looking around at homes that I could afford that I could pay outright for."
The house she found at 127 High Street in Nampa was repossessed in March 2011, and then owned by Fannie Mae.
"My realtor, bless her heart, she sent the papers in the night of the 14th and Fannie Mae accepted them the morning of the 15th, and so then we closed at Pioneer Title."
A picture plat office shows the house is divided in two halves right down the middle. It's not a duplex or a house that is meant for two separate residents.
Kathy Meyers, who owns the back half of the property, the patio and backyard, says her mother first bought the house and took out a loan on one half. She defaulted on a loan, and the house ended up being repossessed by Fannie Mae.
This is a complicated matter with everybody blaming everybody else for the mistake.
Galloways said, "I bought it thinking the whole house because that's what was on the brochure. You know, the realtor's brochure."
Galloway's real estate agents at Gold Star Realty said they did not know about the issues with the divided dwelling either.
Pioneer Title and Pioneer Title said they take no responsibility for it.
Galloway isn't angry with anyone involved. She just wants to move in, or get her money back.
This is a sad situation because she has sold her house in Georgia and spent the money on half of a house. She has no more money to purchase another house. Right now, Meyers is trying to have the house assessed so she can sell the second half of it to Galloway.
Galloway is currently staying with her son in Boise.