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Why We're Broke Series: Vignettes of "Mommy, Why...?"

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Over the next few weeks I will be presenting a "Why We're Broke" series, which will feature spending practices that drain your money supply and frugal solutions that will add cash to your wallet.

The second installment of this series: "Vignettes of 'Mommy, why...?'"

~ ~ ~ ~ ~

Mommy, why are we broke?

"Honey, hold on, I have to pay for this Starbucks coffee."

Mommy, why are we broke?

"Honey, mommy needs to get her nails done to look good for this presentation!"

Mommy, why are we broke?

"Sweetie, I would never buy you anything unless it were brand-named quality."

Mommy, why are we broke?

"Sweetheart, all of our friends have shiny new granite countertops and I can't bear our ugly laminate ones any longer!"

Mommy, why are we broke?

"Baby, sometimes you just have to put what you need on a credit card. It's okay, everyone does it."

Mommy, why are we broke?

"Sweetie, we work hard and we need to go out to dinner a few times a week. It really helps to keep me sane."

Mommy, why are we broke?

"Baby, no more cake and ice cream birthday parties for you anymore. You're my baby. We're gonna go all out!"

Mommy, why are we broke?

"Sweetheart, the mortgage company said we could afford a $300,000 home, isn't that wonderful?!"

Mommy, why are we broke?

"Honey, mommy needs a new car. You can't put a price on reliable transportation (or a sunroof, or the leather seat upgrade, or the in-car movie player, or heated seats, or a car that starts from your front porch)."

Mommy, why are we broke?

"Sweetie, your friend has a new instrument for band, so we really need to buy yours new also."

Mommy, why are we broke?

"Honey, our good friends are getting the beachfront luxury condo for a week; they would think something was wrong if we did anything different."

Mommy, why are we broke?

"Honey, mommy and daddy have to have iPhones. It's not a luxury, it's a necessity."

Mommy, why are we broke?

"Baby, Tinkerbell is a good dog. She deserves new bowls, lots of treats and oh my gosh, look at this little doggy sweater!"

Mommy, why are we broke?

"Baby, you can't take hand-me-downs from your cousin. You deserve a nice outfit, and even though you don't really need one, let's get you a new backpack too."

Mommy, why are we broke?

"Sweetie, we simply don't have time to make cookies tonight, or design your school project with items from around the house. We'll just buy everything you need from the store."

Mommy, why are we broke?

(Pausing, quietly, head in hands): "Baby, I have no idea."

---

Sharon L. Cece © 2014. All rights reserved.

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