In the story, Don’t lose your identity during the holidays, tips on protecting yourself against identify theft were shared. This article will list things you can do if, in spite of all your precautions, someone snatches your identity. These were distributed by the Virginia Sheriff’s Institute with the assistance of Suffolk Sheriff Raleigh Isaacs.
If you have reason to believe you’ve been a victim of identity theft, you should:
1. Place a fraud alert on your credit reports, and review your credit reports:
TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790
Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241
Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9554, Allen, TX 75013
2. Close the accounts that you know, or believe, have been tampered with or opened fraudulently.
3. File a complaint with the Federal Trade Commission:
You can file a complaint with the FTC using the online complaint form; or call the FTC’s Identity Theft Hotline, toll-free: 1-877-IDTHEFT (438-4338); TTY: 1-866-653-4261; or write Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580. Be sure to call the Hotline to update your complaint if you have any additional information or problems.
4. File a report with your local police or the police in the community where the identity
theft took place.
Report the fraudulent use of your Social Security number to:
Office of the Inspector General
P.O. Box 17768
Baltimore, MD 21235
Phone: 800.269.0271 (OIG Fraud/Waste/Abuse Hotline)
The Federal Trade Commission (FTC) maintains the Identity Theft Data Clearinghouse — the federal government’s centralized identity theft complaint database — and provides information to identity theft victims. For more information, contact:
Federal Trade Commission
Identity Theft Clearinghouse
600 Pennsylvania Avenue, NW
Washington, DC 20580
Toll-Free Hotline: 877.IDTHEFT (877.438.4338)
If you suspect an identity thief has filed a change of address or has used the mail to commit bank or credit fraud, notify the U.S. Postal Inspector’s Office post office. Theft of mail is a felony. Determine where the fraudulent credit cards were sent. Notify the local Postmaster for that address to forward all mail in your name to your own address. You may also need to talk with the local mail carrier for that address as well.
Criminal Investigations Service Center
ATTN: Mail Fraud
222 S. Riverside Plaza, Suite 1250
Chicago, IL 60606 - 6100
You may need to change your driver’s license number if someone is using your number fraudulently. Call the Virginia Department of Motor Vehicles’ Information Center.
Virginia Motor Vehicle Enforcement
2300 West Broad Street
Richmond, VA 23220