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Wedding planners and Merging finances

Planning out a wedding can be fun, but it's also a lot of work and takes a lot of coordination (getting everyone's schedules in place). If it's affordable, a wedding planner can handle all of this-and more-for couples (which in turn, enables them to concentrate solely on getting married!).

A wedding planner can:

  • Make the “big day” less stressful and more enjoyable for couples.
  • Remember and keep track of all the details (large and small) that you may forget or overlook.
  • Have all the resources and connections, to and with, many vendors; a veteran wedding planner most likely will have worked with practically every florist, caterer, venue and DJ in the area and region. This makes the planner an invaluable resource to couples who may be overwhelmed as to where and with whom to begin.
  • Not only know prices and costs, but will be able to negotiate for a less expensive, but better, deal.
  • Keep you on course, by exploring all the options and making some decisions for you as needed and as soon as possible.

Merging Finances

Talk about this early on and often. And try to work this out ASAP (as soon as possible; because if you're thrifty and he's a big spender, right away, there will be PROBLEMS!).

Pay off any debts. A traditional wedding is a pricey event (it's a real downer to be returning from your honeymoon owing thousands of dollars-or more. Do you really want to start off a marriage this way?). If you have little or no debt, try to avoid any overspending in the months after you get married; new debt can be just as bad-and just as stressful. And again, do you want to start off a marriage like this?

Try for a reasonable compromise that you can both live and be happy with. Take note of the other person's spending on certain hobbies or luxuries (or even grocery shopping!). As long as the spending isn't putting you in debt-or more debt-or putting you in serious financial trouble, compromises and concessions need to be made so that both of you can be happy (or at least reasonably content).

What are your mutual expenses? (such as food, house payments and/or utilities)

Do you want to consider a joint account? (think this over carefully; perhaps also a separate, "just in case" account may be an equally good option for women; if something happens and you need to get down the road.....)

Source: “Why you need a wedding planner” and “Tips for newlyweds about to merge finances”- 2014 Bridal Planner-Metro Creative Services-The Vindicator

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