Effective October 1st, the Affordable Care Act (ACA, or ‘Obamacare’) begins in large part. It may seem like job seekers shouldn’t have to worry about this as part of the job search process, but they should. Phoenicians in the midst of job hunting are going to realize that healthcare is a significant consideration in evaluating a job offer. Here are some things to understand and consider:
- Age matters in this environment. One of the pieces of ACA involves extended parental coverage for children dependents until they are26 years old. Employers hiring less experienced people under this age may not be offering health care coverage, even for fulltime positions. It’s important if you fall into this category that you understand what the benefits include.
- Part-time positions may be a way to transition into full-time positions. Depending on your situation, starting in a part-time role with a company in your field could be a faster way to establish yourself. This is particularly true for job seekers looking to move from one industry to another. The ACA has increased the number of positions that are part-time because by definition there are no healthcare benefits assigned in those roles, and therefore are lower cost to the company.
- Ask for information in writing to truly evaluate details. Receiving a job offer is exciting, especially if you have been in the process for an extended period of time. It’s crucial that Phoenix employees ask for a written offer before confirming acceptance. This will give you the chance to read the benefits information carefully and ask questions. Each company will have a HR person who can clarify specifics so you feel informed and confident that you understand the true healthcare coverage and compensation your new employer is providing to you.