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Understanding medicare coverage

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Does understanding Medicare coverage seem to be an overwhelming task? Utilization of local, state and federal resources may help you successfully navigate your coverage options.

The federal government’s Medicare website has many helpful links, resources, publications and insight for assistance beyond the internet. For Medicare specific contact numbers and resources within the state of North Carolina refer to the link provided.

An excellent overview of what Medicare covers and more may be found at the Medicare Interactive website.

Part A (Hospital insurance)

Part B (Medical insurance)

Part A and B are considered ‘original Medicare’

Part C is the part of your Medicare policy that allows private insurance companies to provide Medicare benefits instead of the ‘original’ Medicare plan. These are known as ‘Medicare Advantage’ plans. These Advantage plans must offer at least the same coverage as the original Part A and B coverage but may have different rules, regulations, or costs associated.

Part D (Outpatient prescription drug insurance)

The most important thing to do is to be informed and understand the specific details of your coverage options. Gain assistance to understand details and ensure all questions are answered prior to making a decision about the best option. Do not get overwhelmed, get educated in order to make a confident decision.

Local assistance may be found by contacting or visiting Guilford county’s Seniors' Health Insurance Information Program (SHIIP). Counselors are available to answer questions regarding your Medicare coverage questions. Contact a SHIIP counselor today [High Point/Jamestown, NC area call (336) 884-4816 or from all other areas (336) 373-4816].

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