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The Unaffordable Care Act

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Prior to President Obama's State of the Union Address, few people had heard of Simonetta's Body Shop. That's changing rapidly because Simonetta's is providing proof that the Affordable Care Act isn't that affordable. Here are some of the specifics:

Jeff and Dave, the two single men working at the body shop, saw their deductibles increase 60% from $1250 to $2000. The monthly premium costs for these two single guys increased $50 or less, but the jump in the deductible was a concern to both men. “They call it the affordable health plan, there’s nothing affordable about it,” a frustrated Jeff said to the WTAE news crew.

Here's more bad news:

Christy’s saw her monthly premiums jump 30 percent to $895 per month. “That’s a house payment for most people,” Christy told the reporter.

Judy, a mother of one child who saw her premiums skyrocket 42 percent along with her deductible doubling, had nothing positive to say about the news, “I don’t know who President Obama thinks he’s helping.” She continued, “Because we can’t afford to pay these co-pays, to pay these deductibles, on what we earn.”

Having a family's deductible double and insurance premiums increase by 42% in a single year isn't affordable. Having insurance premiums jump by 30% isn't affordable. The Affordable Care Act is the bill's name. It's isn't an accurate description of what it's doing to families' budgets, though.

It isn't likely that the employer mandate will ever be implemented. President Obama might've delayed it yesterday but that's the political equivalent of putting a band-aid on a cut that needs 20 stitches. President Obama can say he did something but he can't say that he's fixed anything.

It's the constant drop, drip, drip of stories like Simonetta's that's poisoning the political well for Democrat senators who are facing the voters for the first time since voting for the Unaffordable Care Act.

The best advice for those senators, other than not being seen with President Obama, is to wear a flack jacket for their townhall meetings and their campaign rallies.

If news of Simonetta's gets out, this might turn the 2014 midterm elections into a political bloodbath.

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