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Take action for the new year

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As you work on financial goals, achieve goals, fall short on goals, you will find that emotional management is a key to sound financial management over a lifetime. How do you stay positive?

One way is to consistently celebrate your successes, both financially and otherwise in your life. We are not necessarily in the habit of viewing our actions in a positive way, or we may fall into the trap that successes have to be the big successes.

Therefore, try this….as the New Year comes; carve some time out to write down your 100 great successes of the year.

This sounds daunting, but once you do this important exercise, you will find that something switches in your mind and your heart. Discover what that feels like. Try it on for size.

It is a cross between a reflection exercise and a free writing exercise. A large part of this is looking for the little things, because changes in our lives often come with the little things that can create huge leverage for us later on. This can be as small as reading an article on financial management, saving change in my pocket each week, as well as the big goals like buying a house in a given year.

Remember, these successes do not have to be financial, they can be educational successes, relationship successes, professional successes, but since all success is connected, acknowledge everything you have done in 2013 that will set you up for success (and by the way, do NOT forget to write down the success of actually doing this exercise). One way to keep track during the year is to write notes on your calendar, or get a diary app on your smartphone.

Ultimately, we can be successful in so many different ways, and you want to put conscious effort into the recognition of these important steps, because without this important psychological boost, we can feel like we are slogging through life and we want to place positive energy around our whole lives and that will rub off on our financial lives.

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