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Should you carry a concealed handgun into a bank?

Enrichment FCU doesn't ban hats or guns
Enrichment FCU doesn't ban hats or guns
photo by Liston Matthews

The recent Fox Business article entitled, Can you Carry a Concealed Weapon into a Bank? raises a good question, worth discussion. The basic premise of the article appears to be that it is a bad idea. The author states,

Customers who carry a concealed weapon into a bank could put others at greater risk of injury or death during a robbery . . .

Observe the usage of the auxiliary verb could. When you dissect the article, the author quotes a number of sources, but never substantiates the assertion.

Let’s pose the opposite question, as our discussion. First, according to the article, Montana is the only state that prohibits lawful carry into banks. That must come from fear that Butch Cassidy will return one day with the Wild Bunch. All other 49 states do not specifically ban carry into banks. That generally leaves the decision to individual banks and bank customers.

The article quotes the Crime Prevention Research Center, saying that states have issued over 11 million permits, and then lists states that have lawful carry without a permit; with the resulting fact that no one knows how many lawful gun carriers there are. According to Laura Cutilletta, senior staff attorney at the Law Center to Prevent Gun Violence,

It's difficult when it's concealed, which raises the issue that there may be a lot of people carrying guns in banks and we don't realize it.

D - U - H!

So some portion of, eleven million or so honest citizens are carrying a firearm, at least some of the time.

Now, back to that opposite question:

Why wouldn't you carry a concealed handgun into your bank?

Who is responsible for your safety?

  • Is it the bank guard, assuming they have one?
  • Is it the teller, branch manager, or loan officer?
  • If something goes down, will police already be on site?

No, no, and probably not.

To paraphrase Smoky the Bear, "Only you are responsible for your personal safety!"

So carry. If a robbery occurs, and your life is not threatened, just be a porcupine, and hang out. Porcupines don't bother anybody. But, if they start herding customers into the vault (or into the cooler at your local stop-and-rob), a whole new dynamic is in force. This may be the time to take action. It now has gone beyond a simple robbery. You will have to be the final decision maker.

Those who say you shouldn't carry into a bank are playing the role of God with your life. They don't have that moral authority.

If your bank prohibits carry, maybe you should consider firing them. After all, their sign at the door will not even slow down the person who has already made the decision to violate Commandments VI & VIII.


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A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences. Proverbs 22:3 (NLT)


Disclaimer: The information and ideas presented in this column are provided for informational purposes only. Firearms, like cars, kitchen knives and life itself all can be dangerous. You should get professional training as part of any plan to use firearms for any purpose. I have made a reasonable, good-faith effort to assure that the content of this column is accurate. I have no control over what you do, and specifically accept no responsibility for anything you do as a result of reading my columns. Any action or lack of action on your part is strictly your responsibility.

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