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'Plain language' insurance bill passes Colorado House

The Colorado House has approved a bill that would require some insurance policies be written to a 10th grade level.

HB 1166 increases the readability of automobile, health care, dental and long-term care insurance policies and would require the text of policies and plans be written in 10-point font or larger for better visibility. All policies must contain an index or table of contents, if they are longer than 3 pages or 3,000 words.

The Colorado Division of Insurance receives thousands of inquiries annually, with most questions about the confusion of the wording of policies.

The bill will face a final recorded vote in the next day or two.

HB 1166 is sponsored by Linda Newell (D-Littleton) in the Senate.

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