Our life changes with marriage bells. We think different and we live different after marriage. Marriage is not all about honeymoon and romantic dinner. It is the time to take responsibilities and future planning. The most important question is about starting a family and go for a baby. You have to be very strong financial backup to support pregnancy and a baby. So start planning your finances right now. It is never too early.Let us help you in this task.
Lets start with a health insurance. Can you afford health insurance? Check out if there are any free or very low cost insurance schemes are available in your state. If you already have a health insurance then check if they cover parental services such as pregnancy related expenses coverage. If they don't then you can switch to another insurance policy which will suit you better. Take your time and do a good research before the switch.
The another insurance policy will be very necessary for you. That is a life insurance. You have to think about the feature of your child from the very beginning.
Working women have to take long leaves from work. So they have to check if there are any policies for maternity leave. You must check how many days of paid and unpaid leaves can be taken.
You must go for saving plans. If you are not having a saving plan already then just start right now. You might be earning a lot at present. What if you lose your job. That is why start saving money for future.
Are paying any monthly installments against a home loan or an automobile loan. Then consider the amount you have to pay for them differently.
Make a budget considering all the expenses together. keep some money extra for emergency purposes.
These the very basic things to consider for family planning. We all know this but don't imply them in real life. Be strict while planning for finances. Go for a happy and fearless pregnancy. Enjoy the every bit of your parenthood.