No one likes to think about this subject but it is very important that we do. An organizational book for your loved ones is one of the most thoughtful things you can do for them. It doesn't have to have a many pages, but the information in it is vital. You can jot this information down on a few sheets of paper or a small notebook and store it in a lockbox or secure place that you have made your beneficiaries aware of. Having all of this information in one place makes everything so much easier on those left to manage your estate. In it should be this information:
1. Your social security number. This is needed for the funeral home to order death certificates. The death certificates will be needed by the executor of your estate for a variety of tasks.
2. A list of your user names and passwords. This is especially important if you have automatic bill pay. Do you have an eBay and Paypal account? Don't forget to include these on your list as well. There could be money in these areas that goes to your loved ones that would be forgotten.
3. A list of the financial institutes that you use. You may have more than one bank and you need to make others aware of these. Do you have a safe deposit box? Note here where the key is.
4. A list of who to contact about any investments, IRA's or 401(k)'s.
Notice that these are different than a will. These are the items that are often overlooked in the legal drawing of a will, but they will make the weeks afterwards so much easier on those that must undertake these tasks.
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