Oregon Attorney General John Kroger
Mortgage Fraud and Modification scams have run rampant this last year, however, government officials are cracking down and going after those who are taking advantage of stuggling home owners.
According to Tony Green, spokesperson for the Oregon Department of Justice: Attorney General John Kroger today announced the indictment of a
"We intend to prosecute mortgage fraud aggressively. If you cheat vulnerable Oregonians facing foreclosure, we will hold you accountable," said Attorney General Kroger.
Julian James Ruiz III, 38, is the manager and owner of American Home Modifications, a Salem-based loan modification company. He faces 17 counts of first degree aggravated theft, mortgage fraud, identity theft, aggravated identity theft, forgery in the first degree and criminal possession of a forged instrument in the first degree.
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Comments
Consumers, this is no time to be lazy or act out of desperation... do your homework... research any firm or business whether profit or none before trusting them to help you. No one will care as much about your home as you. Ask your friends, read as much as you can, and before you hire anyone... even an attorney (and you can imagine I am a fan of hiring attorneys) VISIT the office and MEET the ATTORNEY FACE 2 FACE... or at least make sure to research and talk on the phone if you are just too far away.
- Paul
Make sure the loan modification company or debt settlement you contract with uses a third-party processor to hold/disburse funds. That way you are not paying a company directly and the funds will ONLY be disbursed according to the contract you sign.
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