Today, the Affordable Care Act, better known as Obamacare, is rolling out. But not without significant problems. All the smoke and mirrors cannot hide some of the many flaws of this “overhaul” of the American medical insurance industry.
The healthcare.gov website is already experiencing numerous glitches and flaws, some minor, but most major. For example, when logging on to find out what plans California has to offer an error pops up: “404 - File or directory not found. The resource you are looking for might have been removed, had its name changed, or is temporarily unavailable.”
The ACA was passed in 2010, three years ago. Would it not be reasonable to think that the software necessary to administer this new gargantuan social program would be finished, tested, and retested with maybe a glitch here or a glitch there?
But the errors people are experiencing on the dawning of the ACA really are just minor when compared with the many provisions of the law that were flawed from the start. For example, according to a Sept. 30 report by FOX News contributor Sall Krohn, “Obamacare will lower the cost of premiums but also provide subsidies to help low- and middle-income Americans purchase insurance.”
Plain and simple – upper income (and most middle-income) Americans will be paying for Obamacare not just once – they’ll be paying twice. Define "affordable" to those folks!
And according to the law, by January 2014, most adults will be required to have public — such as Medi-Cal or Medicare — or private health insurance or pay a fine. The fine becomes more costly over a three-year period. In 2014, the fine will be 1 percent of yearly income or $95 per person, whichever is greater. For adults with children, the fine for lack of coverage for the child is $47.50. By 2016, the fine will be 2.5 percent of income or $695 for an individual, $2,085 for a family.
What happens when enrollment goals are not met based on the premise that plenty of health young workers will jump onboard to buy the “affordable” insurance? There has to be a large number of young, healthy individuals participating to provide the funding necessary to care to for the sick and elderly!
Feeling sick yet?
Food for thought.
God bless America!
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