Accepting and correctly processing credit and debit card payments from your customers is much easier today than it was in the past. Many small businesses today, however, offer their products and services both online and at a physical location such as a traditional storefront, or even a moving location such as a craft fair or farmer’s market. This makes it necessary for many businesses to process credit cards both on and offline.
Fortunately, many credit card merchant services today offer ways to process customer cards no matter where a client makes a purchase. In the past, a business only had to be concerned with how it would process credit cards for customers who came into its store. This often involved a costly credit card terminal and a separate phone line that was connected to it. Today, however, small businesses can use several new technologies to avoid having to pay for a credit card reader terminal.
In fact, many technologies allow businesses to process cards that customers bring into the store over a wireless network. There are a number of credit card merchant services that provide small card readers that work over the business’ internet connection. Because they are not required to be tied to a phone line, these readers can also be used at satellite locations of the business, or anywhere that the business can access the internet.
Some devices even plug directly into a smartphone or tablet computer and use a wireless network to transmit credit and debit card data to the credit card merchant services. These new point of sale technologies have opened up a lot of possibilities for businesses that did not exist before. Businesses such as electricians and landscapers can now accept payments from customers in the field. Start-up companies without a steady physical location, such as those that operate out of craft shows and flea markets, can use mobile point of sale technology to process customer credit cards without equipment that is difficult to move and set up at a new location.
Since so many businesses have a website and a presence online, though, it is necessary for many of them to be able to make sales and process credit cards through their website. Fortunately, there are several solutions that credit card merchant services have come up with to help businesses with this task. In order for a business to expand beyond its local service area, it has to be able to securely process credit and debit cards from its customers.
Unfortunately, many consumers site unfamiliarity with a business as one of the top reasons why they feel uncomfortable giving their credit card information out online. For this reason, a company will need to use a reputable service to process credit cards from its customers. A reputable service will be able to provide a secure connection while the customer inputs their payment data, and guarantee that the storage of that data cannot be hacked or tampered with.
Fortunately, many strides have been made in credit card security over the past several years, making it easier than ever to find a secure way to process credit and debit cards. Processing services are able to transmit and store customer data, provide a receipt, and even provide reports to the client listing the transactions that were processed.
In fact, most services can provide both online and off line credit card processing for a business, reducing the paperwork and fees that are incurred by having to use multiple services. When combined together, these services are able to provide a business with one statement detailing their credit card transactions over a period of time, making error checking and bookkeeping much less time consuming.