Obamacare has proven to be more complicated than it has been advertised. Some people have decided to use the Navigators or assistants to help with filling out applications for insurance on the Marketplace exchanges. Some states require no training for the Navigators and no background checks are done. Georgia residents can rest a little easier when using Navigators.
According to Health Insurance Navigator Training, "Georgia requires persons wishing to serve as Navigators to complete 30 hours Federal Navigator Training, 10 hours Georgia Navigator pre-licensing, pass a 50 question exam, be at least 18 years of age and submit to a criminal background check."
Anyone wanting to apply for a position as a Navigator can go to the Atlanta website.
Knowing that a Navigator is licensed does not guarantee he won't steal or sell your personal information, but the data hub, where the information goes, isn't very secure either. Computerworld says there are issues concerning security.
When filling out the forms, social security numbers, bank account numbers, bank routing numbers, birth dates and other personal information must be given. A person should feel comfortable with a Navigator before surrendering this information.
According to Fox Business News, scammers are calling senior citizens pretending to be associated with Medicare or the Affordable Care Act and getting their personal information. Never give a social security number, birth date or banking information to anyone who calls.