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Obamacare pulls payment from checking account weeks too early causing hardship

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A new problem with Obamacare cropped up and it has the potential to put a damper on Christmas for some families, according to “Fox and Friends Weekend” on Sunday, Dec. 15. It’s hard to say who had the worst luck, those who successfully signed up for Obamacare or those who didn’t, after money to pay for the new healthcare plan was taken out of a checking account weeks earlier than they had authorized.

According to on Dec. 14, a woman went to balance her checking account on Monday morning last week and found that her money was gone, she had picked the date of Dec. 24 for her money to come out of her account to pay for the healthcare. Her payment was almost $800 and she had not planned for that chunk to be pulled out of her account at that time, which was over two weeks too early.

Shannon Bruner of Indianola said that she and her husband signed up for the Obamacare in October. The first thing she thought when finding the $800 gone, is “I got screwed.” The money came out on Dec. 9, over two weeks earlier than the date they authorized, which is Dec. 24.

Now she has to struggle to find money to pay for bills she had planned with that money. She was planning to pay the healthcare payment with her next pay check. Forget about Christmas shopping, this family has to figure out what to do for bills, groceries and daily living expenses until they are paid again.

One woman said that they drafted her checking account a second time, another woman claimed “we are all in the same boat” when talking about this on twitter.

“Fox and Friends Weekend” reports that this could be a hardship for folks who don't have a lot of money at their disposal. After planning for their health insurance payments to be deducted from their checking account on a designated date and then have it come out weeks before it should can cause hardships.

Having this happen right before Christmas just adds to the stress. People weren’t ready for this, as they were given a choice of when to have the money deducted out of their account so they can plan their finances. Hopefully this is not going to be a wide-spread problem.

Having $800 deducted when not expecting this put stress on the Bruner family. They wrote checks that will bounce. They tried to get ahold of the Obamacare but they can’t, it has been down and the helpline is constantly busy, so there is no one there to help them with this problem.

While the website is new and there is bound to be problems, which there have been many already. Not having a way to get a hold of the agency that just took $800 out of your checking account too early is a scary thought. There’s no recourse here. What about the woman who complained her checking account was drafted twice, do you just sit back and watch this happen if you can’t get a hold of anyone on the other end?

This is just one of the many problems plaguing the healthcare enrollment today. There's still the problem with about 15,000 people who think they have coverage for next month but do not because of a glitch on the website. Then there are the payments due. If they aren't paid, you don't have a healthcare plan. Coming right before Christmas this could leave families strapped for funds.



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