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Obamacare deadline is approaching

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The deadline to get health insurance is approaching next month. Last week in his nationwide address to the public, President Obama spoke on the issues of The Patient Protection and Affordable Care Act (PPACA)/Obamacare.

The President asserted that the Obamacare website glitches have been resolved, and representatives are prepared to help millions of people. Prior to the law, tons of problems existed with healthcare. Citizens were spending too much money on insurance. Many were denied benefits because they had pre-existing conditions like cancer, diabetes, or rheumatoid arthritis. Some were rejected because they were victims of poverty stricken families. Small businesses also struggled financially and were forced to shift employees to a part-time status in order to avoid steep insurance rates.

With the newly enforced low premiums, everyone qualifies for health insurance. People will have the opportunity to purchase health insurance regardless of their income status. Whether you are employed or on public assistance, you can purchase healthcare at an affordable rate. And, if you are a Medicaid recipient, your rates will remain constant.

Residents of Montgomery County, MD are taking a stance on healthcare. Nancy Navarro, Montgomery County Council Member, plans to introduce a bill at their next meeting to enforce Obamacare at organizations located within the County. Those who opt out of the healthcare plan would receive an increase in living wages to acquire their own health insurance.

All employees will have some sort of coverage if they intend to be employed within the County. Unlike the current bill, employers can pay employees below the living wage if they offer a benefits package which includes health insurance.

Although some residents may not have access to health insurance, Navarro hopes that they can at least ensure all government employees are covered. The meeting is scheduled for February 4, 2014.

Several people are expected to be enrolled in a health insurance plan this year. Those who do not purchase insurance are required to list it on their tax returns. Adults will be penalized with a $95 fee and children will pay $47.50 or 1% of income for the first year. The fees will increase in 2015 to $325 per adult and $162.50 for children or 2% of income. Each year the fees are expected to increase.

To avoid any tax penalties, President Obama has mandated that all individuals acquire health insurance coverage by March 31, 2014. Open enrollment is currently available at



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