The healthcare issue is confusing enough for most people - coverage, deductibles, yearly caps.
Throw changes provoked by the Affordable Care Act and it all puts people in a muddle.
The folks at Allsup, a nationwide provider of Medicare plan selection services, is trying help take some confusion out of the Medicare open enrollment from Oct. 15 to Dec. 7 and, according to Allsup, “nearly 50 million people have the opportunity to potentially improve their healthcare coverage and lower their costs.”\
According to Allsup data, only 15 percent of seniors report changing their Medicare plans in the past year or plan to change their Medicare plans in the next year.“Comparing plans and choosing coverage can be complex. As a result many people stay where they are, missing out on important benefits and cost savings, rather than deal with the complexity,” said Paula Muschler, operations manager of the Allsup Medicare Advisor. This is a Medicare plan selection service offering personalized help that includes customized research and enrollment assistance.
“Medicare plans can change what they cover, or your own needs may have changed, or both,” Muschler added in a statement. “If you continue with the same plan next year, you could find your plan doesn’t cover things you thought it did or that you need, leaving you holding the bill.”Her are the bullet point of her advice to consider changing your Medicaid coverage:
- Change in health;
- Move or planned move to another location;
- Change in healthcare providers;
- Change in plan coverage;
- Change in plan costs;
- Your current plan is no longer available.
“Reviewing your Medicare plan options earlier rather than later will put you in a better position to research your options and get the help you may need during the annual enrollment window,” Muschler said.