Skip to main content
  1. Life
  2. Careers & Workplace
  3. Workplace Culture

Medical insurance for students

See also

As college kids return to university after the holidays, it's a good time to sit down and review his or her medical coverage. Under the Affordable Care Act (ACA), also referred to as Obamacare, everyone,--including students-- must have health coverage or pay a fine.

In 2012, the ACA required employer-sponsored medical plans to cover dependents until age 26. That was good news for parents with young adults in college. However it can be the wrong plan if your student is attending a university in another state. For example, if the parents are enrolled in an HMO, with no out-of-network coverage, your young adult may only be covered for a true emergency.

What if your adult child works, and is offered health coverage at his or her employer? That gets more tricky. Low-wage employers such as retail or fast food chains may offer coverage, but the coverage is inadequate, with high deductibles and copays. Unfortunately, the answer is that the student must enroll in health coverage if offered by his own employer,

See video for more infornation about this topic.

Advertisement

Life

  • Dead babies found
    Seven dead babies were found in Utah resident Megan Huntsman's old home
    Video
    Shocking Discovery
  • Kendall Jenner
    Get the Coachella looks: Kendall Jenner’s nose ring, green hair and edgy nails
    Camera
    Coachella Look
  • Dog's Easter basket
    How to fill your dog’s Easter basket with the perfect toys
    Easter Basket
  • Rabbit owners
    Bringing home the bunny: Important information for rabbit owners
    Camera
    7 Photos
  • Haunted island
    The world’s most haunted island may soon be the most haunted luxury resort
    Haunted Resort
  • Sunken ferry
    Search continues for missing passengers after a ferry sinks off the South Korean coast
    Video
    Sunken Ferry

Related Videos:

  • Blah blah … blah-bitty blah blah blah
    <div class="video-info" data-id="517686468" data-param-name="playList" data-provider="5min" data-url="http://pshared.5min.com/Scripts/PlayerSeed.js?sid=1304&width=480&height=401&playList=517686468&autoStart=true"></div>
  • Teamwork
    <iframe width="560" height="315" src="//www.youtube.com/embed/QWZDCQhdNN8?VQ=HD720&amp;autoplay=1"></iframe>
  • Prevention of EEOC Complaints is the Best Way To Defend Against EEOC Complaints
    <div class="video-info" data-id="518188983" data-param-name="playList" data-provider="5min" data-url="http://pshared.5min.com/Scripts/PlayerSeed.js?sid=1304&width=480&height=401&playList=518188983&autoStart=true"></div>

User login

Log in
Sign in with your email and password. Or reset your password.
Write for us
Interested in becoming an Examiner and sharing your experience and passion? We're always looking for quality writers. Find out more about Examiner.com and apply today!