If you thought going to the library was just for checking out books and reading the newspapers, think again. Some libraries and community centers are pairing up with AARP to offer smart driver courses for a nominal fee so you can get a reduction on your car insurance rate this year. The Greenville County Library System is one example, holding a class from 9:30 a.m. to 4:30 p.m. on April 23 in South Carolina at the Fountain Inn Library, according to this Greenville Online report April 22.
The Centerville Community Center in Georgia's Gwinnett County is another example, offering the AARP Smart Driver Course on Tuesday, May 6 from 9:30 a.m. to 4:00 p.m. for anyone with a valid driver's license. The cost of the course is $15 for AARP members and $20 for non-members. But advance registration is encouraged, so call the community center at (770) 985-4713.
According to the American Association of Retired Persons (AARP), Georgia is one of 35 states in which auto insurance companies must offer a discount to their customers if that person completes a classroom-based, state-approved driver-improvement course and passes it.
The other states that have this requirement are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming.
If your state is not included in the list above, check with your automobile insurance company about a premium discount for taking a state-approved driver's course like that offered by AARP. They will likely offer you a discount on your car insurance premium anyway if you complete one, just because you are trying to be a safer driver. And who doesn't need a discount when it comes time to renew your auto insurance policy?