So how much would you insure your boobs for? Jennifer Love Hewitt, star of the hit Lifetime series, "The Client List," where two of her biggest assets are prominently on display (she portrays a masseuse moonlighting as a prostitute and wears very revealing lingerie throughout the show), says that someone needs to approach her with an insurance invitation for her boobs. She thinks $5 million would be about the right size insurance policy for hers.
"I need, like, an insurance invitation," the recently turned 34-year-old joked in an interview with USA Today Sunday (March 10). "If somebody was like, 'Hey, you know what? We would like to insure your boobs for $2.5 million dollars,' I'd be like, 'Do it. Love it! Why not?'"
Yeah, why not? You should insure that which is integral to your livelihood and well-being. That's why there is health, car, and life insurance, not to mention home, travel, and pet insurance, among a slew of others. But insuring your valuables is also an option. And that is where, when your valuables are a bit on the unique side, companies like Lloyd's of London come in.
Lloyd's of London have been insuring body parts and unique assets for years. Several stars and celebrities have had their breasts insured over the years, including country superstar Dolly Parton and model and reality show celebrity Holly Madison (although neither have a coverage as large as Hewitt feels might fit her needs). Legs seem to be the most common item, at least according to a rundown by the New York Daily News, where they list model Heidi Klum, singer Rihanna, Hollywood dance legend Fred Astaire, pop icon Mariah Carey, actress Jamie Lee Curtis, "Lord of the Dance" Michael Flatley, and pin-up movie girl Betty Grable as having theirs insured. Although Carey's reported $1 billion might seem an exaggeration, Grable had her famous gams insured for a million dollars way back in the 1940s.
But unique assets like chest hair (singer Tom Jones), voice (Rod Stewart, Bruce Springsteen), sperm (rocker David Lee Roth, against possible paternity lawsuits), teeth (actress America Ferrera), and nose (actor and singer Jimmy Durante) are also insured.
So people insure that which makes them famous, gives them a uniqueness, and/or helps provide their paycheck. And if those assets make them millions, they generally insure the assets for millions of dollars.
But for the everyday person, if they were to insure their breasts, how much would they be worth (besides being priceless as part of a healthy body and an equally healthy body image, that is)? That would most likely depend on the person and how much they believe the assets were worth in the context of marketability and sustained livelihood. Although most people are quite attached to their breasts, it isn't likely that they would go out of their way to insure them at all, not even as an addendum rider on health policies, where the breasts are already included in a package deal. Some, though, might do so just out of sheer vanity. Usually, though, a regular insurance policy suffices for the average person.
However, if breasts have become part of one's image and contribute to your livelihood, there's ways they can be insured against damage, loss, and/or whatever the owner would like to be protected against.
Hewitt herself has noted in the past that her breasts are her favorite body part. She told Maxim magazine last year that: "It's horrible to say, but I like my boobs. They've always served me well. They're good."
And, as a good rule, that which serves you well and has value should be protected -- apparently, for Hewitt, to the tune of $5 million.
As for Jennifer Love Hewitt and her very recognizable 36C breasts, they can be seen in all their uninsured (thus far there hasn't been an "invitation," so it looks as if she's waiting for a sponsor) glory on Sundays on the Lifetime Television show "The Client List."